Medical insurance or social security

You can brush medical insurance or social security when you see a doctor.

Medical insurance and social security are two different concepts. Medical insurance refers to medical insurance, which is a kind of social welfare insurance organized and implemented by the government to provide medical security for the insured. Social security refers to social insurance, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. It is a social security system implemented by the government or enterprises to provide social security for the insured. When you see a doctor, if you have medical insurance and social security, which card to swipe depends on your actual situation and local policies and regulations. Under normal circumstances, if you participate in local medical insurance, you can pay by credit card and enjoy medical insurance reimbursement. If you only have a social security card, you can pay by credit card, but the amount of social security reimbursement may vary according to local policies and regulations.

Social security includes:

1. Old-age insurance can guarantee the basic needs of the elderly. Pay enough 15 and above, reach the legal retirement age, and receive monthly pension benefits;

2. Unemployment insurance can provide material help for workers who temporarily lose their livelihood because of unemployment;

3, medical insurance, the average individual only bears 40% of the medical expenses, and 60% is borne by the medical insurance department;

4. Industrial injury insurance is generally paid by the unit. You can enjoy a certain proportion of reimbursement for work-related accidents during work;

5, maternity insurance, general male workers should also participate in maternity insurance. Before giving birth to a child, as long as the payment is continuous 12 months or more, you can enjoy partial expense reimbursement.

To sum up, before seeing a doctor, it is recommended to know the local medical insurance and social security policies in advance, so as to choose the correct credit card method and get more reimbursement treatment.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.