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I have already paid 15 social security. What should I do if I have died for two years?
It can be collected by the beneficiary or used for funeral expenses. The insured has a legal beneficiary. After death, the funds in the account can be collected by the beneficiary. If there is no designated beneficiary, there is a legal heir to inherit the balance of the account. As funeral subsidies and pensions, it is necessary to handle funeral matters after the death of the insured person, which can be paid from the basic old-age insurance fund. However, as for how much to pay, it is up to the relevant departments of various cities to decide.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 17
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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