Xiamen Loan Interest Rate Calculator Xiamen Loan Interest Rate

Xiamen Provident Fund Loan Interest Rate 2021

The Xiamen City Provident Fund Loan Interest Rate for 2021 is 3.25 times the prime rate, or 4.875%; the interest rate for up to 90 days is 1.00 times the prime rate, or 3.25%; the actual interest rate is based on the lending institution's requirements at the time.

Xiamen first suite 30-year loan interest rate

Xiamen first suite 30-year loan interest rate 4.4%. According to the query related to show, mortgage 30 years, equal principal and interest, the bank plus points unchanged case calculation, Xiamen LPR reduced after the first suite mortgage rate of 4.4%, 4.3% plus 10bp.

Xiamen Provident Fund Loan Interest Rates

Xiamen Provident Fund Loan Interest Rates:

Suite Loan Less Than Five Years Benchmark interest rate of 2.75%, five years and above benchmark interest rate of 3.25%. The benchmark interest rate for a suite loan of five years or less is 3.03 percent, and the benchmark interest rate for five years or more is 3.58 percent.

Bank interest rates may vary depending on the time, place of acceptance, and creditworthiness of the applicant, so the above data is for reference only.

Provident fund loan amount = [(borrower applicant's housing fund contribution base x 12 x 35% x loan tenure) borrower applicant's housing fund account balance] x liquidity adjustment factor. The liquidity adjustment coefficient is 1.2; 1 when it is higher than 75% and lower than 95%; 0.8 when it is higher than 95% and lower than 100%; and 0.6 when it is higher than 100%.When an employee applies for a housing provident fund loan, the maximum loan amount for a single employee can be 500,000 yuan, and the maximum loan amount for a dual-employee can be 1 million yuan.

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