How can Tianjin buy a house without social security? Tianjin has no social security loan to buy a house.

I am a nonlocal registered permanent residence and have no social security. Can I buy a house in Tianjin? Can Tianjin borrow money to buy a house now?

Tianjin has implemented the policy of restricting purchases and loans since March 30, 20 17. The qualification for purchasing a house is defined as: Tianjin (including collective household registration in Tianjin) owns two houses in the urban area as a family unit and one house in the urban area as an individual unit. There is no limit to the number of purchases in Binhai New Area, and the social security payment shall not exceed three months.

Since you and your lover are not registered in this city and have no job in Tianjin, you are not qualified to buy a house in Tianjin at present.

At present, Tianjin recognizes housing and loans. It not only evaluates your housing units in Tianjin by your family, but also considers your loan records nationwide by your family, including settled and unsettled housing loans. In case of the first loan, the minimum down payment is 30%.

How can Tianjin buy a house without social security?

Hello, Tianjin, if you don't pay social security, I miss you. Tianjin wants to buy a house without paying social security. At present, the policy is not supported, and the policy has not been liberalized.

What are the requirements for buying a house in Tianjin?

Tianjin, close to Beijing, is a member of Tianjin Beijing-Hebei Development Circle. Many foreigners who work in Beijing and Tianjin will choose to buy a house in Tianjin. So what are the conditions for foreign hukou to buy a house in Tianjin? Next, Bian Xiao will briefly introduce it to you.

1. According to the relevant regulations of the Tianjin municipal government, foreigners who want to buy a house in the restricted area of Tianjin need to provide social security or pay taxes in Tianjin for more than two years for three years. If you don't have a hukou to buy a house in Tianjin, you can pay social security, but you can't pay social security for more than 3 months. In addition, foreigners can only buy a house if they don't have a house in Tianjin. If a non-Tianjin household registration family already has a house, it is impossible to buy a house in the restricted area of Tianjin.

2. The conditions for buying a house in Tianjin are mainly aimed at buyers who buy a house in Tianjin's restricted purchase area. The restricted purchase area in Tianjin includes other jurisdictions in Tianjin except Binhai New Area. Foreign household registration is not limited to buying a house in Tianjin Binhai New Area. Many people will choose loans to buy a house. In addition to meeting the requirements of the housing purchase policy, foreign household registration personnel need to meet the housing loan conditions of the lending bank, such as being able to pay the down payment.

3. According to the relevant policies and regulations of Tianjin, if the first house purchased applies for a commercial loan, the down payment ratio is 30%; Apply for provident fund loans, the housing area is less than 90 square meters, and the down payment ratio is 20%; More than 90 square meters, the down payment ratio is 30%. Tianjin implements the regulations on recognizing houses and loans; Housing identification generally means that there is no residence in Tianjin, and loan identification refers to the nationwide loan record. If the buyer has a nationwide record of buying a house loan, the down payment ratio is 60%.

Bian Xiao concluded: Regarding the conditions for buying a house in Tianjin, Bian Xiao would like to give a brief introduction here. I hope that after reading this article, everyone can understand this. If Tianjin's purchase restriction policy also includes registered residents in this city, in the restricted area, registered residents in this city will be restricted to purchase 2 houses, and adults will be restricted to purchase 1 house.

Can I borrow money to buy a house without social security?

Many people will choose to buy houses and settle in cities such as Beijing, Guangzhou and Shenzhen. When they buy commercial housing and apply for housing loans, they usually submit social security, income certificates and other related materials. Can I apply for a housing loan if I don't pay social security? Next, Bian Xiao will briefly introduce it to you.

1. You can apply for a mortgage without social security. Many cities have introduced purchase restriction policies, stipulating that non-local household registration personnel need to submit social security or tax certificates for several years before buying a house. For example, in Beijing, Shanghai and Shenzhen, non-local residents are required to pay social security or individual taxes for five consecutive years before they can buy a house. Those who have no social security and can provide tax payment certificates of corresponding years and meet other local housing conditions can obtain the qualification to purchase houses and apply for bank loans.

2. Local registered families can apply for bank loans and do not need social security when purchasing commercial houses. Because most cities have no time limit for social security payment for local registered buyers, they only limit the number of purchases. If a family with foreign household registration does not have social security and wants to buy a house, it can also apply to settle in the local area, so that it has the qualification to buy a house with local household registration.

If there is no local purchase restriction policy, we are eligible to buy a house without social security. When applying for a bank loan, you should clearly know what materials need to be submitted for a bank housing loan, because the approval conditions of each bank will be different, and some banks need applicants to submit social security certificates; Some banks only need bank running water and employment certificates, and do not need to submit social security.

Bian Xiao concluded: Regarding the mortgage without social security, Bian Xiao will briefly introduce it to you here. I hope that after reading this article, I can provide you with reference and help when buying a house in the future. You'd better pay social security on time and never pay it off, so as not to affect our future purchases.

Can foreigners buy a house in Tianjin without social security?

Foreigners can buy a house in Tianjin without social security. The key issue is to have money. If you want to use the provident fund loan, you must have social security to buy a house.

Does Tianjin need social security to buy a house?

When buying a house, some urban families will require buyers to issue social security payment certificates paid locally, but some cities will not require social security certificates. So does Tianjin need social security to buy a house? Let's study with Bian Xiao.

Does Tianjin need social security to buy a house?

1, the whole territory of Tianjin is restricted, and only Binhai New Area is restricted. If you want to buy a house in Tianjin, the buyer must meet the qualification of buying a house in Tianjin, that is, you need to provide proof that you have paid social insurance or personal income tax in Tianjin for two to five years, as well as relevant materials and certificates, such as marriage certificate, ID card, household registration book, temporary residence permit and so on.

2. Households with registered permanent residence in Tianjin, who do not own their own houses in Tianjin, can purchase two houses in the restricted purchase area in Tianjin. If you already have a self-occupied house in Tianjin, you can buy a house in the restricted area of Tianjin.

3. Families with Tianjin hukou who already own two or more self-occupied houses in Tianjin cannot buy houses in Tianjin for the time being. Adult singles who are unmarried or divorced and already own 1 apartment or above in Tianjin are not allowed to buy houses in Tianjin for the time being, except Binhai New Area.

4. Families who are not registered in Tianjin, if they don't own their own houses in Tianjin, can buy houses in the restricted purchase area in Tianjin. At the same time, it is necessary to provide proof of paying social insurance or personal income tax for more than two years in Tianjin within three years. If you already own a house in Tianjin, you can't buy a house in Tianjin for the time being.

It should be noted that the social insurance paid by buyers who are not registered in Tianjin cannot exceed three months. If it exceeds, it cannot be used as a valid certificate for buying a house. In addition, even in Binhai New Area, which is not limited to purchase, buyers need to provide proof of social insurance or personal income tax payment.

The above is a detailed introduction about the need for social security in buying a house in Tianjin, hoping to help those friends who want to buy a house in Tianjin. The policies and conditions of buying a house in each region are different, so you must consult the relevant information before buying a house.

The introduction of how to buy a house without social security loans in Tianjin and how to buy a house without social security in Tianjin ends here. I wonder if you have found the information you need?