How to refund the social security fee after death?

This must be applied by family members. If you don't apply, you'll never get it back

Family members go to the social security bureau to handle funeral expenses, pensions and personal account balances with the cancellation certificate of the police station, family household registration ID card, social security card of the deceased and payment certificate.

After approval, it can be retrieved. This process is estimated to take about a month.

legal ground

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The administrative department for industry and commerce, the civil affairs department and the organization management organ shall promptly notify the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly notify the social insurance agency of the birth, death, household registration, transfer and cancellation of an individual.

endowment insurance

The insured person dies before reaching the retirement age of receiving pension, and social security does not provide corresponding compensation, but the personal contributions and interest in the personal account of pension insurance are returned to the heir in one lump sum, and the pension insurance relationship is terminated.

medical insurance

Medical expenses before death can be reimbursed according to regulations. With the death certificate and social security card issued by the local police station, you can apply to the social security bureau of the insured place for a social security refund.

How to refund the fee after the social security person dies?

Prepare materials

1, endowment insurance manual;

2. The original and photocopy of the medical certificate of death or cremation certificate of the insured person, or the certificate of cancellation of household registration (the time of death must be indicated);

3. The original and photocopy of the heir's ID card;

4, the heir bank card passbook and a copy.

perform formalities

Prepare materials, and the endowment medical insurance fund management center will print the approval form for one-time surrender of personal account according to relevant policies and regulations, and handle it at the endowment medical insurance fund management center.

How much can social security get when a person dies?

Relatives or heirs who originally participated in the insurance and paid social security contributions can enjoy the following benefits:

1, to receive the accumulated balance of the personal account of the insured payer;

2. Funeral allowance: 3 times the average monthly salary of employees in this city in the previous year at the time of his death;

3. One-time pension: for those who support their relatives 1, 2/and 3/above, they shall be paid at 6 times, 9 times and 12 times of the average monthly salary of employees in the previous year respectively.

Social security is paid. What if I die?

According to social security regulations, if an individual dies, the balance of the individual account can be inherited.

After paying social security 15 years, have you reached retirement age, have you started to receive pensions, or have you not retired? After your death, the balance of funds in your personal account can be inherited according to law, and the accumulated balance in your personal account can be paid to your spouse, children and other legal heirs in one lump sum.