Individuals pay pension insurance to pay high-grade and low-grade difference in the end how much.

Paid when the high-grade is 3 times the low-grade, the collar when the high-grade is also 3 times the low-grade, pay more and more, by positive proportion.?

High-grade 20 years and low-grade 40 years, since the money paid high-grade is 3 times the offset, and the number of years low-grade is only 2 times the high-grade, high-grade pay much more than the offset, of course, high-grade receive more money. If it's 15 years of high-grade and 45 years of low-grade, it's the 45 years of low-grade that gets more money, because there's more interest.

Pension insurance to pay at least 15 years, later to the time of retirement in order to enjoy the pension for life, if you are a man, according to the age of 60 years of age retirement calculation, from now on to retirement exactly 15 years, can ensure that you retire to receive a monthly pension; if you are a woman (50 or 55 retired), to the time of retirement did not pay 15 years, you can apply for a delay in the retirement formalities to make up for the underpaid years, to the formal retirement procedures, and does not affect your enjoyment of the monthly pension entitlement, if you do not want to delay retirement, you can also choose a one-time retroactive payment.

Expanded information:

Basic pension insurance premiums are borne by the enterprise and the individual employee **** the same burden: the enterprise will pay a certain percentage of the total average monthly wages of the employees of the enterprise for the previous year (19% in Beijing, and it may be different in other cities). The basic pension insurance premiums are borne by both enterprises and individual employees***: enterprises pay a certain percentage of the average monthly salary of their employees in the previous year (19% in Beijing, which may be different in other cities), and individual employees pay a certain percentage of the average monthly salary of their employees in the previous year (generally 8%).

Individual urban industrial and commercial households, flexibly employed persons and laid-off workers of state-owned enterprises who participate in basic pension insurance in their personal capacity pay basic pension insurance premiums at a rate of 20% of the average social wage of the previous year in the province where they live, all of which are borne by themselves.

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