Can the pension balance in the social security card be taken out?

The pension balance in social security can be taken out.

Details are as follows:

1, but you can only take it at retirement age, not in advance. Except for a few special circumstances, endowment insurance cannot be surrendered in advance. Even if the payment is less than 15 years, you will not get the pension, and you will retire at the retirement age and get back the balance of your personal account;

2, go abroad to settle down, pay fees repeatedly, and die before retirement. Regarding the repeated payment, if the unit or individual pays the fee repeatedly, the individual payment will be refunded. If banks and enterprises pay fees repeatedly, enterprises will refund them. In other cases, only the individual account of endowment insurance can be returned, and the rest will enter the overall fund and will not be returned.

Social security includes the following contents:

1, old-age insurance, which guarantees the future old-age life. The insured can receive the pension on time after retirement, and can receive funeral expenses and pensions when he dies early;

2. Medical insurance, because medical expenses can be reimbursed according to regulations; After the payment reaches a certain number of years, retirement can also enjoy medical insurance benefits;

3, unemployment insurance, unemployment insurance can provide an unemployment insurance premium and subsidies when the insured does not take the initiative to unemployment;

4. Work injury insurance. If the insured is injured during work, the insured can pay the treatment fee, life care fee and disability allowance through work-related injury insurance, and provide disability allowance;

5. Maternity insurance, which provides reimbursement and subsidies for the check-up and medical expenses during childbirth.

To sum up, the money in the social security card cannot be taken out, but the money stored in the card can be taken out. Now the social security card and the bank card are integrated, but the pension account and the bank account are separated. Pensions are managed by the government and cannot be withdrawn, but money deposited in bank accounts can be withdrawn. Civil subjects engaged in civil activities shall not violate the law or public order and good customs.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.