Hello, I want to ask, is the social security paid in the company the same as in the community?

The social security paid by the company is different from that paid by the community. At present, social security is divided into two ways: personal social security and company social security. The social security paid in the community is personal social security. Their differences are as follows:

1, the social security contribution ratio is different.

If the company pays social security, the individual only needs to pay a part. General companies have to pay 80%, and individuals only need to pay 20%. If individuals pay social security, they can only pay all the money every month. If the economic conditions are not good, the pressure of life will be even greater.

2. The types of social security contributions are different.

Compared with the company's social security, the company pays more social security benefits. General companies pay social security, including pension insurance, unemployment insurance, medical insurance, work injury insurance, maternity insurance, and some housing provident fund. If an individual pays social security, there are generally only endowment insurance and medical insurance, and it is better for the company to pay social security.

3. Social security retirement is different.

It is better for the company to pay social security for retirement. In general, the retirement age of female cadres in companies is 55 years old, and that of female employees is 50 years old, but individuals are 55 years old, and the amount of pensions received is different. If the company is better, they can get 5000 yuan a month after retirement, and individuals will not pay so much social security.

Social security and medical insurance are treated differently.

Both personal social security and company social security include medical insurance, but there are also differences. The medical insurance paid by the general company has a certain amount in the personal account every month, but personal medical care does not.

Baidu encyclopedia-social insurance