Job Recruitment Website - Social security inquiry - 202 1 why do you want to find a payment company to buy social security? What is the difference between individuals paying social security?
202 1 why do you want to find a payment company to buy social security? What is the difference between individuals paying social security?
For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: the national social security medical insurance application reimbursement process in 2020!
What's the difference between a company paying social security and an individual paying social security?
1, the payment items are different.
Endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Endowment insurance and medical insurance (individual payment) cannot be paid by the other three.
2. The payment base is inconsistent.
(Paid by the company) Take Guangzhou as an example. In 20 19, the minimum social security base in Guangzhou is 2 100 yuan. The total minimum social security payment for companies and individuals is 1456.04 yuan.
(Individual payment) You can choose different bases and payment grades. Insured people choose their own grades to pay, and pay more.
3. Inconsistent retirement ages
The company's female cadres are 55 years old and female workers are 50 years old; This male worker is 60 years old.
(Individual contributions) Female insured persons who have paid social security in the unit for a total of 10 years and reached the retirement age of 15 years can retire at the age of 50; Otherwise, everyone will retire at 55. The male insured is 60 years old.
4. Inconsistency in receiving pensions.
This is different. The payment amount is inconsistent with the time limit, and the amount is of course different. Personal insurance Most cities pay the insurance premium every year, and it is voluntary. Compared with the social security paid by the unit, the insurance premium paid by the individual is relatively low and the treatment enjoyed will be lower.
5. Inconsistent treatment.
Unemployment (paid by the company) can enjoy unemployment benefits, work-related injuries can be compensated, and maternity benefits can be enjoyed, including medical expenses reimbursement and so on.
Individuals who pay social security cannot pay unemployment insurance, work injury insurance and maternity insurance, but can only pay endowment insurance and medical insurance.
Because individual contributions are originally paid by freelancers or unemployed people, there is no unemployment treatment. Because I didn't pay maternity insurance, I can't enjoy maternity treatment.
Why do you want to find a remittance company to pay social security? What are the benefits of individuals choosing to pay social security?
1. If you don't find a new company in time after leaving your job, the social security will be interrupted, which will affect the enjoyment of personal social security benefits. After purchasing social security through the social security payment company, you are not afraid that you will not be able to enjoy various insurance benefits normally because of the interruption of personal social security.
2. Individuals who pay social security can have a sense of security for their old age, get medical care for their illness, help the poor and make up for the lack of education.
3. If you are a non-local household registration person and have no job, you can't pay Guangzhou social security. At this time, you can find a professional and formal social security payment company to pay social security. After paying social security for a certain number of years, you can get the qualification to buy a house and settle down for your children.
Around us, personal social security payment services have become more and more common, and the gap between industries is uneven. Therefore, we must consider all aspects when choosing social security institutions to pay social security services, and we must choose formal company cooperation.
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