Zhucheng enterprise employee pension insurance payment policy

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In order to properly handle the problem of unpaid old-age insurance premiums by employers and employees in our province before the implementation of the Social Insurance Law of People's Republic of China (PRC), unify and standardize the policy of paying back the basic old-age insurance for enterprise employees in our province, according to the Social Insurance Law of People's Republic of China (PRC) and the Implementation of Ministry of Human Resources and Social Security.

First, the scope and conditions of payment.

With the household registration in our province, the age is 45-60 years for men and 40-55 years for women, and the social security (pension+medical care) can be paid in one lump sum for 5- 18 years. Uninsured, interrupted and retired soldiers can apply for urban workers' pension, which is short in cycle and quick in effect. Over the retirement age stipulated by the state (men over 60 years old and women over 55 years old), they can also pay 15 of the urban workers' pension in one lump sum and enjoy the retirement benefits for urban workers.

Second, the payment base and proportion

1. As a unit employee, the basic old-age insurance premium over the years shall be paid according to the proportion of 26% of the social average wage of this post during the previous year's work.

2, to repay the personal ability, to repay the city where the implementation of the average wage of employees last year as the base, according to the proportion of 20%, to repay the basic old-age insurance premiums over the years. The surcharge shall be borne by the individual and paid in one lump sum.

Three, personal accounts and payment wage indicators

If the payment is made in an individual capacity, after the payment fee is paid in full, 60% of the average salary of employees in the social insurance agency last year will be taken as the base, and 8% of the insured will be included in or added to the personal account of the basic old-age insurance. In the future, when the old-age insurance relationship is transferred or the basic pension is paid in the province, the wage index of the previous years during the overdue period will be uniformly recognized as 0.6 according to the above methods, and a special mark will be made in the personal account information.

Fourth, return benefits.

1. Individuals who have paid a total of 15 will receive the corresponding pension according to the state regulations after retirement, and the pension will increase year by year according to the state regulations.

2. Individuals who have paid accumulated contributions for 15 years and died after retirement are less than 1 1 year (122 months), their personal accounts can be inherited, and the state will give them a one-time pension.

Verb (abbreviation for verb) audit procedure

The supplementary personnel shall prepare their ID card, valid original, household registration book and two 2-inch bareheaded photos, and submit them to the agency for reference. The materials shall be submitted to the handling office of Ministry of Human Resources and Social Security for review, and the social security documents shall be issued by Ministry of Human Resources and Social Security, which shall be paid by the individual in one lump sum.