Can I make up for not having health insurance?

Medicare has not been paid can make up payments. In the year of the interruption of the medical insurance relationship in the year of the renewal of the individual account amount will not be adjusted; interruption of the medical insurance relationship for more than one year of the renewal of the individual account amount from the month of payment to the end of the year of the medical insurance in advance, the amount of the individual account in the period of payment in the end of the year of the medical insurance account carry-over, the age of the employee at the time of payment of the proportion of one-time supplement to the individual account.

Medicare refers to social medical insurance. Social medical insurance is a social insurance system set up by the state and society in accordance with certain laws and regulations to provide protection for the basic medical needs of workers covered by the insurance in the event of illness. The basic medical insurance fund consists of a general fund and individual accounts. The basic medical insurance premiums paid by the individual workers are all made up of individual accounts. The basic medical insurance premiums paid by individual workers are all credited to individual accounts; the basic medical insurance premiums paid by employers are divided into two parts, one of which is credited to individual accounts, and the other is used to set up a coordinated fund.

In the case where the person concerned is an employee in the social security medical insurance, and there is a corresponding local policy to make up for the premise of payment, should bring their own valid ID card, household registration, social security card and other evidence of specific policy requirements (such as: labor contracts, etc.); in the case of the person concerned is the premise of the medical insurance of the residents of the town (rural), the item is a household as a unit in the number of years of participation in insurance. If the person pays a lump sum and enjoys the corresponding treatment, he/she cannot make up the payment.

The process of making up for the payment of medical insurance:

1. The arrears of medical insurance shall be paid in accordance with the amount approved by the social insurance premium collection agency;

2. The unit shall pay or make up the full amount within the stipulated deadline;

3. If the unit is really unable to make up for the payment, then it can sign an extension of payment agreement with the social insurance premium collection agency through the provision of guarantees in accordance with the law and other means. agreement with the social insurance premium collection agency by providing a guarantee in accordance with the law.

Legal basis

The People's Republic of China Social Insurance Law

Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the State regulations.

Article 62 If an employing unit fails to declare the amount of social insurance premiums to be paid in accordance with the regulations, the amount to be paid shall be determined in accordance with 110 percent of the amount of contributions paid by the employing unit in the preceding month; after the contributing unit has made up for the declaration procedures, the social insurance premium collection agency shall settle the bill in accordance with the regulations.