Which reimbursement ratio is higher, social security or cooperative medical care?

The proportion of social security reimbursement is high, generally 70 ~ 80%;

The reimbursement rate of the new rural cooperative medical system is relatively low, generally 50-70%, especially when it is reimbursed in different places, the reimbursement rate may be only 30-40%.

First, which is the higher proportion of reimbursement for social security and cooperative medical care?

In the reimbursement ratio of social security and cooperative medical care, the reimbursement ratio of social security will be higher. You should know that the reimbursement rate of social security is relatively high, generally between 70% and 80%, while the reimbursement rate of cooperative medical care is relatively low, generally only about 50% to 90%, especially if it is reimbursed in different places, then the reimbursement rate is only 30% to 40%.

If municipal hospitals treat patients, the proportion of social security reimbursement is higher than that of cooperative medical care. In short, it can be used for reimbursement of medical treatment, including reimbursement of planned hospitalization medical expenses and reimbursement of maternity allowance and general outpatient medical expenses.

Second, can social security and cooperative medical care be paid at the same time?

Social security and cooperative medical care can indeed be paid at the same time, but it is completely unnecessary to pay at the same time. After all, only one reimbursement can be selected, and the reimbursement ratio will be different.

If you want to know social security, you have to work in the unit to pay social security. Social security includes medical insurance, pension insurance, maternity insurance, work injury insurance and unemployment insurance, while cooperative medical care is a simple medical insurance and a separate insurance. In short, you don't have to pay social security and cooperative medical care at the same time.

3. Can social security and cooperative medical care be reimbursed together?

Social security and cooperative medical care cannot be reimbursed together. If both social security and cooperative medical care are paid, only one of them can be reimbursed, which means that the reimbursement ratio between them is different, so you can choose one of them.

We should know that the payment of cooperative medical care is to reimburse the medical expenses of the personnel in the household registration of farmers, and to ensure that it is difficult and expensive for farmers to see a doctor, while the social security payment needs to be carried out by the unit for employees, and the social security payment includes five insurances.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.