How to pay urban and rural medical insurance when employees stop paying social security?

Many people buy insurance regardless of their own situation. Such people often give up insurance halfway because they can't stand the economic pressure. Insurance experts say that this will bring losses to themselves. Therefore, the insured must choose the insurance product that suits them. So what if social security stops paying medical insurance? First of all, if the insured fails to pay the medical insurance premium in full and on time as required, he will stop enjoying the medical insurance benefits from the month when he has never paid it in full and on time. If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year to make up all the arrears during the interruption. The overdue time is included in the continuous payment time, but you can't enjoy the treatment of pooling funds during the overdue period. If the insured stops enjoying medical insurance benefits and pays medical insurance premiums within 60 days (including 60 days), he will enjoy the benefits paid by the overall fund from the next month of payment; Suspension of medical insurance benefits for more than 60 days to 180 days (including 180 days) to pay back medical insurance, starting from the payment month, you can enjoy the treatment paid by the overall fund three months later; If the medical insurance benefits are suspended for more than 180 days and the medical insurance premium is paid back, it will be calculated from the month of payment and enjoy the treatment paid by the overall fund after 6 months. If the payment is not made after the interruption, it will be regarded as re-participating in medical insurance, and the payment time before the interruption will not be included in the continuous payment time. Insurance experts said that if the medical insurance is broken, you can choose to pay the unpaid fees in previous years or re-apply for medical insurance. In addition, the reporter also learned that if you re-apply, you only need to bring your household registration book, a copy of your ID card and photos. Endowment insurance can be supplemented. You can continue to pay in your own name at the place where your account is located, or you can make it up together when you retire or pay insurance next time. Account cancellation and surrender are not accepted. At present, the national policy is that you can receive a pension after retirement when you reach the payment period of 15. If you have not reached the payment period, you can withdraw cash from your personal pension account at one time. You can choose according to your own situation. If it is an urban hukou, as long as you have not reached retirement age, you will still be in your social security system account after the insurance is broken (subject to the ID number). If it is agricultural registered permanent residence, some cities can do liquidation, that is, get back the part paid by individuals. But the part paid by the unit will be turned over to the state treasury. Some cities can't do liquidation.

Legal objectivity:

Article 4 of People's Republic of China (PRC) Social Insurance Law Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 5 of People's Republic of China (PRC) Social Insurance Law The people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.