Why is social security card a second-class card?

Legal analysis: Since the social security financial card has the function of a savings card, if a savings card has been processed in the bank before business card printing, the social security card will be automatically downgraded to a second-class card. Generally speaking, the social security card of the second-class card has no influence on the personal medical account in the social security card, but if hospitalization occurs and the reimbursement cost is higher than 10,000, there will be a situation that the reimbursement money cannot be credited to the social security card account, so if there is no great dependence on another savings card of the bank, you can consider upgrading the financial social security card to the first-class card and reducing the original bank card to the second-class card.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.