Can I apply for maternity insurance with my husband's social security?

You can apply for maternity insurance with your husband's social security.

1. If a male employee has paid maternity insurance for 12 months, his unemployed spouse can use his maternity insurance benefits;

2. At the time of application, the man must provide proof that his spouse has no income and proof of employment and unemployment registration;

3. You can reimburse maternity medical expenses and enjoy 50% treatment of maternity insurance;

4. The man's social security account cannot receive maternity allowance.

Regulations on maternity insurance in social security;

1. Coverage: Maternity insurance usually covers maternity medical expenses such as childbirth and abortion for insured women;

2. Reimbursement conditions: the insured must pay social insurance premiums for a certain period of time according to regulations and comply with local social security policies;

3. Reimbursement items: including maternity medical expenses and maternity allowance during maternity leave;

4. Application process: The insured shall submit relevant supporting materials, such as medical expense invoices and birth certificates. , to the employer or social security institutions;

5. Spouse * * * enjoyment: In some areas, women who are not insured but their spouses are insured can enjoy maternity insurance benefits through spouse social security;

6. Policy differences: Different regions have different maternity insurance policies, and the specific treatment and reimbursement ratio should refer to local regulations.

To sum up, the spouses of male employees who have paid maternity insurance premiums for 12 months can use their maternity insurance benefits, including reimbursement of maternity medical expenses and 50% maternity insurance benefits, but the maternity allowance cannot be collected through the man's social security account.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.