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How much pension can Ningbo get after paying 15 social security?
Average salary in Ningbo in the past month: 5700.
Individual indexed monthly average wage in Ningbo: because the monthly average wage index is uncertain, the median is 100%.
Average monthly salary of social security individuals in Ningbo: 5700x 100%=5700.
Ningbo basic pension = (5700+5700)/2x15x1%= 855.
Ningbo 2022 basic pension (15) =855/ month
Bo social security basic pension comes from Ningbo pension pooling fund and is extracted from 20% pension insurance paid by Ningbo enterprises for employees. Although it is not directly included in Ningbo citizens' personal accounts, when issuing Ningbo pensions, Fuze's citizens who retire in Ningbo will mention it.
Personal account pension in Ningbo (15) = amount of personal account in Ningbo/number of months of personal account pension.
Storage amount of individual account in Ningbo = user's individual payment base x pension insurance payment ratio x pension insurance payment period
Ningbo individual payment base: 4669.25; Ningbo social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;
Personal account deposit of social security and endowment insurance in Ningbo = 4669.25x8% x (15x65438+February) =67237.2.
Number of retirement months of social security pension in Ningbo at the age of 50:195; Number of retirement months of Ningbo social security pension at 60 years old: 139
Monthly pension payment in personal account of social security endowment insurance in Ningbo: amount of personal account in Ningbo/number of months of pension payment.
Personal account pension for 50-year-old women in Ningbo = 67237.2/195 = 344.85438+0/month.
Personal account pension for male retirees aged 60 in Ningbo =67237.2/ 139=483.72/ month.
Workers' pension standard:
The pension for (1) 10 is 1000 yuan.
(2) A 20-year pension of 2,000 yuan.
(3) A 30-year pension of 3,000 yuan.
(4) The pension with 40 years of service is 4,000 yuan.
Legal basis:
Interim Measures of the State Council on Retirement and Resignation of Workers Article 1 Workers in enterprises and institutions owned by the whole people, party and government organs and mass organizations shall retire if they meet one of the following conditions:
(a) men over 60 years of age, women over 50 years of age, continuous service 10 years.
(2) Those who are engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, and have reached the age of 55 for men and 45 for women, and have worked continuously for ten years.
This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
(3) The male has reached 50 years of age and the female has reached 45 years of age, with continuous working years of 10, and has completely lost the ability to work as certified by the hospital and confirmed by the labor appraisal committee.
(four) work-related disability, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work.
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