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Is the annual medical insurance social security?

Annual medical insurance is a part of social security.

Social security, that is, social insurance, is the core part of the social security system, including old-age insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance. Among them, medical insurance is an important part of social security, and medical insurance for urban and rural residents is also a kind of social security, which belongs to the category of medical insurance in social insurance.

Medical insurance mainly has the following purposes:

1. Reduce the burden of personal and family medical expenses: the basic medical insurance for urban and rural residents can reimburse a certain proportion of medical expenses, including outpatient and hospitalization expenses, thus reducing the economic pressure of the insured.

2. Protect the health of the insured: Medical insurance provides economic support for disease prevention and treatment, which helps to protect the physical and mental health of the insured and ensure the normal reproduction of the labor force.

3. Adjust income differences to reflect social equity: medical insurance adjusts income differences by charging medical insurance premiums and paying medical insurance service fees.

4. Maintaining social stability: Medical insurance helps sick workers economically, helps to eliminate social unstable factors caused by diseases, and is an important social mechanism for regulating social relations and social contradictions.

5. Promoting social civilization and progress: The social system of medical insurance and social mutual assistance reflects a new social relationship of "one party is in trouble and all parties support", which is conducive to promoting social civilization and progress.

To sum up, the relationship between medical insurance and social security is that social security includes medical insurance and social security is not an insurance category. In addition to medical insurance, social insurance also includes endowment insurance, work injury insurance, maternity insurance and unemployment insurance. As for medical insurance, medical insurance is divided into medical insurance for urban workers and medical insurance for urban residents.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.