How to pay personal social security in Shenzhen

There are two ways for Shenzhen individuals to pay social security: one is through the unit, and the other is as a freelancer to pay social insurance. Details are as follows:

1, unit payment:

That is, units and individuals pay the same fees. In this way, the part paid by the unit and the part paid by the individual shall be paid according to a certain proportion of the average monthly salary of the individual in the previous year. The individual part is paid according to 8% of the average salary of the individual in the previous year, 2% for medical insurance and 0.5-1%for unemployment insurance;

2 individuals as freelancers to pay social insurance:

In accordance with the provisions of the payment base (hundreds to thousands, each with local regulations) according to a certain proportion of payment, local regulations are different. Endowment insurance is generally paid at the rate of 18-28%, and medical insurance such as dust treatment insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year.

At present, China's social insurance is still in the stage of regional overall planning. The cardinality and proportion are different in different regions.

The social security payment period is as follows:

1, endowment insurance. According to the regulations, individuals who participate in the basic old-age insurance can receive a monthly pension if their cumulative payment period reaches 15 years and reach the legal retirement age;

2. Medical insurance. For the minimum payment period of medical insurance, the payment period will be different according to different regional policies. Generally, it is 30 years for male employees and 25 years for female employees. In economically developed areas, the payment period will be shorter, such as Beijing, where male employees are 25 years and female employees are 20 years;

3. Maternity insurance. Employees who enjoy maternity insurance-related benefits shall comply with national, provincial and municipal family planning regulations. According to different local policies, there may be differences in different regions. For example, the insured person of Changsha maternity insurance must pay for more than 10 months continuously and be in the insured state to enjoy maternity treatment;

4. Unemployment insurance. Pay unemployment insurance 1 year or more to enjoy unemployment insurance benefits;