Is social security a welfare? Why do many people ask whether social security should be paid?

Strictly speaking, social security cannot be called welfare, because the basic idea of welfare is that you can get a return without paying any cost, which is the basic idea of welfare. But our social insurance actually needs to pay a certain fee, so that we can receive a monthly pension in the future. Obviously, this is contrary to the concept of the essence of welfare, so it cannot be called welfare.

Although our social insurance is not a kind of welfare, it is actually a kind of social security. For us, we can still enjoy great returns and income. Many people always think that social insurance is a kind of insurance, which is completely wrong. In fact, it is obviously different from general commercial insurance. Commercial insurance is a kind of commercial product, which is more for profit, while our social insurance is not for profit, but for protection, so the return we enjoy in the future may be far greater than the cost you spend.

This is the essence of our social insurance. Of course, if you pay a social insurance, you can get a pension every month. There is no doubt about pension benefits, and the level also depends on the conditions for you to participate in social insurance. As for each of us to participate in social insurance, if you are an individual without a work unit, then in the process of choosing to participate in social insurance, it is a voluntary principle. Some people may not want to be insured, while others may want to be insured. But after participating in social security, you can enjoy a pension, which you can use for yourself for a lifetime.

According to personal understanding, social security is shared by individuals and units. If you don't pay it personally, how can the unit pay it to you? Units and individuals don't pay fees, and state welfare subsidies naturally can't reach you. Take rural endowment insurance as an example. Every year, each person only pays a few hundred yuan, and some people will be 60 years old in just a few years, with a monthly pension of around 200 yuan. It only took you a year or two to get the part you handed in. Even if it is paid in 20 years, it will only pay about 10 thousand yuan. At that time, your retirement allowance may be nearly 1000 yuan per month, and it will only be taken out in one year. If there is no welfare part of the country, how can you get a pension for about 20 years? Take the cooperative medical system as an example. Less than 300 yuan a year, but some people need tens of thousands of dollars for a treatment, and the state bears a large part. Although some people may not be hospitalized for life, the payment is reflected in "cooperation and mutual assistance" and "insurance".