New adjustment of rural endowment insurance in 2023! Pay back 50 thousand at a time, can you get 1000 a month?

In a blink of an eye, one month has passed in 2023, and the time has reached February 2023.

Now in the countryside, many people go out to work again. After all, there is great pressure to earn money, especially in recent years, when people's income is generally affected.

Now that the control is fully liberalized, everyone should take the time to go out and look for jobs.

Although the cost of living in rural areas is lower than that in cities, it is different now. Living in rural areas costs a lot of money every year, such as tap water and natural gas, which farmers and the new rural cooperative medical system have to pay.

In addition to the new rural cooperative medical system, there is another important expense that many people have to pay in rural areas, that is, the payment of rural endowment insurance.

Like the new rural cooperative medical system, rural endowment insurance is also a social security system. The new rural cooperative medical system guarantees the medical care of rural people, and the old-age insurance guarantees the old-age care of rural elderly over 60 years old.

Rural people who work before the age of 60 have to pay a certain fee every year. /kloc-After 0/5 years, when you reach the age of 60, you can receive a monthly pension, so that the elderly can have a stable source of income and have security in their old age.

Since the implementation of rural endowment insurance, the endowment insurance in various places has been upgraded and adjusted every year, so that the insured farmers can get more benefits, and this year is no exception.

A few days ago, many places have made it clear that rural endowment insurance will be adjusted in 2023.

Among them, Gansu Province announced the addition of two payment grades of endowment insurance on the basis of the original 12 grade. At present, there are 14 payment grades for farmers to choose from. The lowest annual payment goes to 300 yuan, and the highest reaches 5,000 yuan.

Weifang City, Shandong Province has made it clear that the original payment grade of 12 will be reduced to eight grades, with the lowest being 100 yuan per year, followed by 350 yuan, 500 yuan and 800 yuan, 1000 yuan, 3,000 yuan and 5,000 yuan, and the highest grade is 8,000 yuan per year.

Among them, the grade of 100 yuan can only be paid by farmers with family difficulties.

Of course, in addition to the adjustment of the payment grade, the basic pension will definitely increase this year. Although it hasn't been announced yet, there is no doubt about it.

The adjustment of payment grade and the increase of basic pension are all good news for rural people.

In addition, it should be noted that due to the late implementation of rural endowment insurance, some people have reached the age of 60, but they have not paid 15 years, and they have to pay 15 years to receive pensions. What shall we do? In this case, all localities are allowed to pay back their pensions. One-time payment of pension before the age of 60 15 years.

In some places, it is allowed to raise the payment grade and pay back the pension according to the high grade. For example, it used to be only 200 yuan a year. When the pension is paid back, it can be paid back in full 15 years according to the standard of 2000 yuan per year.

Some people say that they now have 50 thousand yuan in their hands and have not participated before. Now they want to pay 15 in one lump sum and hand in all the 50 thousand. How much money can they get every month after they are 60 years old? Can I get 1000 in a month?

The pension that can be received every month after the age of 60 consists of basic pension and personal account pension, in which the basic pension is the same for all people in one place, regardless of the payment grade, generally more than RMB 100 per month; Personal account pension is to pay more.

If you pay 50,000 yuan in one lump sum, you can get a monthly personal account pension of around 360 yuan, plus other subsidies, which may be around 380 yuan.

Together with the basic pension of 100 yuan in 380 yuan, it is the total pension received every month.

Take Jiaozuo as an example. In 2023, the basic pension will rise to 138 yuan, and when 380 yuan is added, it will be 5 18 yuan.

But if you are in Shanghai, the basic pension alone will reach 1300 yuan, and you will get 1680 yuan every month.

Of course, there are only a few places with high basic pensions. In most places, only 100 of the rural old-age insurance basic pension goes to 200 yuan every month.

Therefore, even if most people pay 50,000 yuan at a time, they will never get a monthly pension of 1 10,000 yuan.

However, even if I can't get 1000 yuan, I think it's still a good deal to pay back 50,000 yuan, because 50,000 yuan is all the investment. Even if I only get 5 18 yuan in one month, it will reach 62 16 yuan in one year/two months, and I will be 68 years old in more than eight years.

Therefore, if you have money in your hand before you are 60, it is a good choice to pay endowment insurance.

If it were you, would you pay it back?