Is it better to pay agricultural insurance or social security for rural household registration?

Whether rural hukou is good or rural insurance is good or social security is good depends on the situation, as follows:

1. If you are an on-the-job employee of an enterprise, the corresponding enterprise unit will pay social security benefits normally. If you have social security benefits, there is no need to participate in rural insurance. Because a person can only enjoy a pension for life;

2. If you don't participate in social security, you can choose to participate in rural insurance and finally enjoy the treatment of rural insurance.

There are differences between rural insurance and social insurance in terms of protection objects, payment standards and types of insurance. Rural insurance can only be insured by rural hukou, and social insurance targets more groups than rural insurance; Social security costs are higher than rural insurance; Social security includes more kinds of insurance than rural insurance.

Agricultural insurance refers to the rural social security system in which the administrative department is responsible for organization and management, rural economic organizations, collective institutions and workers from all walks of life share the obligation to pay old-age insurance premiums, and workers enjoy basic old-age insurance benefits according to the payment status of old-age insurance premiums when they are old.

The insured person of agricultural insurance holds his household registration book and ID card to the village committee or township agricultural insurance office to go through the insurance formalities, and fill in the Registration Form of New Rural Social Endowment Insurance. The village committee will submit the relevant materials to the county social security or agricultural insurance agency in time through the township labor security office. After the county-level social security or agricultural insurance agencies verify the relevant information of the insured, the bank will issue a new rural social endowment insurance bank passbook for the new insured, and then the township labor security office will issue it to the insured.

The insured person will deposit the money directly into the designated bank with the bank passbook, or the social security agency and the township office will collect it from the village Committee in conjunction with the designated bank.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.