Job Recruitment Website - Social security inquiry - With more and more retirees, what measures will be taken to solve the problem of insufficient social security funds?
With more and more retirees, what measures will be taken to solve the problem of insufficient social security funds?
How to deal with the gap of social security fund? We began to change our own social security system as early as two years ago. In fact, it is in the process of continuous reform and innovation. Since 20 16, the central social security fund has gradually completed the detailed rules for overall adjustment throughout the country. This has the advantage that these provinces with unbalanced income and expenditure and provinces with gaps in income and expenditure can adjust the social security funds of those provinces with more balances to those with less balances, so that the social security funds will be more balanced.
Another level is that the operating income of state-owned enterprises is constantly allocated every year, which is basically more than one trillion yuan every year. This is not a small gain, so it also enlarges the income, expenditure and gap of the social security fund. In fact, as myself, I don't have to worry about the gap of social security fund at all. Because every retired old man can receive pension insurance benefits on a monthly basis as long as he meets the retirement standards stipulated by law, and everyone's pension benefits can be guaranteed to be paid on time, so don't worry too much.
However, people who have not retired are still under great pressure at work. For example, the rising social security payment base every year can explain the problem. The social security payment base may be 6000 yuan this year, and it is likely to become 6300 yuan next year, and with the passage of time, the social security payment base will be 5% ~ 10% every year. Therefore, for those who pay social security,
There is a more important aspect that I think can really be changed. The problem of social security fund gap is actually delaying the arrival of retirement. The advantage of delaying retirement is that it can directly transform the retired aging population into the age-appropriate human capital population. For example, today's law stipulates that the retirement age range is 60, so the future delayed retirement age range is 65. Do people aged 60-65 first change from the retired elderly population to the age-appropriate human capital population?
Thereby reducing the number of retired elderly people, possibly reducing the number of people receiving old-age insurance benefits, thereby increasing the working-age population and possibly increasing the number of people paying social security. This method can significantly change the serious shortage of retirement social security funds. And looking around the world, in fact, our country's laws stipulate that the retirement age is relatively early, so it is urgent to say that delayed retirement can be implemented in the near future, which can effectively reduce the gap of social security funds.
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