What are the requirements for buying a house in Zhongshan?

1, Zhongshan local registered households own two or more houses, and locally purchased houses, including newly-built commercial houses and second-hand houses.

2. Non-Zhongshan local household registration households can provide local tax payment certificates or social insurance payment certificates for more than 3 years, and the purchase of 1 house, including newly-built commercial houses and second-hand houses, is restricted.

3. For families with non-local household registration who already own 1 apartment, or Zhongshan can't provide local tax payment certificate or social insurance payment certificate for more than 3 years, the local house purchase will be suspended, and the overdue tax payment certificate or social insurance shall not be used as a valid certificate for house purchase.

4. You need to go to the window to accept the qualification verification of buying a house with the Zhongshan related materials specified in the audit, and receive the receipt for accepting the qualification verification of buying a second-hand house.

What is the whole process of how to buy a house?

1, check whether you are qualified to buy a house first: if you want to buy a house now, you must first know whether you are qualified to buy a house. Many first-and second-tier cities across the country implement purchase restriction policies. Generally speaking, buyers with local accounts can buy the first suite locally, while those with foreign accounts need to meet certain requirements of paying taxes or social security.

2, the steps of buying a house to determine the housing: buyers should screen out the housing with lots, prices, apartment types and floors that meet their own needs according to their own needs. Then by considering the strength of developers, community facilities, property qualifications and other factors, determine the final housing.

3, the steps of buying a house to pay a deposit: after determining the house to buy, you need to pay a certain deposit or deposit. At this time, we should pay attention to whether to pay a deposit or a deposit, in which the deposit is legally binding. Property buyers default, the deposit can not be recovered, developers default need to double the deposit.

4. Steps to buy a house Sign a house purchase contract: The house purchase contract is an important proof of buying a house to protect rights. Therefore, when signing a house purchase contract, it depends on whether there are blank clauses in the contract, whether the obligations and rights in the supplementary agreement are equal, whether the liability for breach of contract and compensation are clearly written, and the loan method. Most property buyers still have to buy a house through loans, generally including provident fund loans and commercial loans. According to the repayment method, it can be divided into two types: equal principal and interest repayment method and average capital repayment method.

5. Housing inspection handover in the process of buying a house: finally, it is the handover of the house. In the process of house inspection, the buyer may invite specialized house inspectors to inspect the house from top to bottom and from inside to outside according to relevant industry standards, including the operation of outdoor venues, roofs, basements, floors, attics, water and electricity facilities, heaters, air conditioners and other equipment. Finally, a written report will be submitted to the prospective owner.