How long will the medical insurance stop paying? How long will the medical insurance card stop paying?

Employees whose medical insurance has been suspended for more than 3 months shall be deemed as automatic surrender. If the accumulated retirement payment period is insufficient, it can be paid back. According to the relevant regulations, the personal account of the insured person shall be kept during the interruption of work for some reason; After returning to work, calculate the accumulated amount of personal account and calculate the interest continuously.

If the payment is suspended for less than 3 months, it can be paid for 3 months as soon as possible, and medical insurance can be enjoyed from the next month. If you stop paying for more than 3 months but not more than 6 months, you need to pay medical insurance for 6 months and you can enjoy it after 6 months; If it is more than 6 months, you don't need to make up, you can only re-enroll, and enjoy medical insurance after 1 year.

Medical insurance card uses:

1. If the accumulated amount of personal accounts of Class I insured persons in basic medical insurance exceeds 5% of the average salary of employees in this city in the previous year, the excess part can be purchased in designated retail pharmacies for over-the-counter drugs in the medical insurance drug list.

2. When you go to a designated hospital for medical treatment, you can swipe the money from your personal account in the social security card. A class of insured persons in the city designated hospitals for medical insurance drugs and part of the diagnosis and treatment directory costs.

3. When the ID card is used. Identity certificate mainly refers to the identity certificate of enjoying public employment service, employment support policy, insurance registration, payment declaration, social insurance relationship transfer, medical expense reimbursement, treatment qualification certification and other services.

4. The current social security card is one card and two accounts, which are divided into medical insurance personal account and financial account. It is equivalent to a dual-purpose card, which is both a social security card and a bank debit card. There are cash deposit and withdrawal, transfer, consumer finance and other services, which are more convenient to use. Thanks to chip technology, the security of the new social security card is also stronger. However, it is only used in China, and the credit function is not supported at present, but cross-bank cash withdrawal in the province is free.

You can pay and receive a pension. You can pay a social security card to receive a pension. After the social security card is loaded with financial functions, the human and social departments actively promote its application in social insurance premium payment, benefits collection and other business links, and gradually involve various businesses of individual payment and payment, including social insurance premium payment, pension, unemployment insurance benefits and other benefits, as well as medical expenses payment after immediate settlement.

6. Can handle overseas business. In addition to the basic functions of medical treatment, social security cards can also be used to go abroad. According to the introduction of relevant departments, government applications will also be included, involving human society, civil affairs, public security, health, provident fund and other applications, including employment, social insurance public services, entry and exit applications and appointments.

References:

Baidu encyclopedia-medical insurance