Guangzhou social security payment cycle

If the accumulated payment period of employee pension insurance is over 15, the accumulated payment period of employee medical insurance is over 30 years for male employees and 25 years for female employees. Gradually unify the province's medical insurance payment period policy. By 2030, the cumulative payment period will be 30 years for male employees and 25 years for female employees. 1.

The policy basis of the payment period is the Interim Measures for the Transfer and Continuation of Basic Medical Insurance in Guangdong Province. Guangdong has gradually unified the policy of payment period of medical insurance for employees in the whole province, and the payment period of insured persons participating in medical insurance for employees in various cities in Guangdong is mutually recognized and calculated as cumulative payment period. Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age.

What is the payment period of Guangzhou endowment insurance?

Answer: Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis when they have paid 15 years when they reach the legal retirement age.

Q: When the retirement age is not enough, can I pay the employee pension insurance in one lump sum?

In accordance with the following circumstances, you can apply for a one-time payment of employee pension insurance premiums:

1. Guangdong household registration personnel: meet one of the following conditions.

1, male over 65 years old, female over 60 years old.

2. Before 1 June 30, 998 (including that day), when reaching the statutory retirement age, the accumulated payment period is over 10 years and the monthly payment time is over1year and above.

3. Before the implementation of the Social Insurance Law (20 11before July1), it is still less than 15 years after reaching the statutory retirement age and continuing to pay monthly contributions for five years.

Second, the household registration personnel from other provinces: it must be determined that the place where the treatment is received is Guangzhou.

1, before the implementation of the social insurance law (20 11before July1), after reaching the statutory retirement age and paying monthly contributions continuously for five years, it is still lower than 15.

Third, Hong Kong, Macao and Taiwan household registration personnel: It must be determined that the place for treatment is Guangzhou.

1, before the implementation of the social insurance law (20 11before July1), after reaching the statutory retirement age and paying monthly contributions continuously for five years, it is still lower than 15.

Legal basis:

Interim Measures for the Transfer and Continuation of Basic Medical Insurance in Guangdong Province

Sixth gradually unify the province's medical insurance payment period policy. By June 2030, 65438+ 10 1, the cumulative payment period will be 30 years for male employees and 25 years for female employees.

In cities that fail to meet the requirements specified in the preceding paragraph, from 2022 onwards, on the basis of the city's policy of 202 1 payment period, the accumulated payment period of medical insurance for employees in this city will be adjusted year by year.

Seventh insured in the provinces to participate in medical insurance payment period mutual recognition, and incorporated into the cumulative payment period.

The service life of active servicemen is regarded as the actual payment life of employee medical insurance, and it is combined with the payment life of employee medical insurance before enlisting and after retiring from active service.

Article 8 Employees who have reached the statutory retirement age and whose payment period meets the following conditions at the same time will no longer pay medical insurance premiums for employees after retirement and enjoy medical insurance benefits for employees according to regulations:

(a) to participate in the medical insurance for employees, the accumulated payment period meets the requirements of the accumulated payment period for medical insurance for employees in the place where retirement benefits are enjoyed.

(2) The actual payment period of employees participating in medical insurance after retirement has reached 10 years.

Enjoy treatment after retirement refers to the medical insurance payment period of listed employees at prefecture level when they reach the statutory retirement age, or according to the provisions of Articles 9 and 10 of these Measures.

Article 9 Municipalities shall not link the treatment of employees' medical insurance retirees with receiving basic pensions on a monthly basis in the local area. When the employee medical insurance insured reaches the statutory retirement age; Determine to enjoy post-retirement benefits in accordance with the following provisions:

(a) the insured in the last insured place in accordance with the provisions of article eighth of these measures, in the last insured place to enjoy medical insurance benefits for employees. Do not meet the provisions of article eighth of these measures, you can choose to pay in the last insured place to the specified number of years, and enjoy the medical insurance benefits for employees in the last insured place.

(II) The payment period of the insured person in the last insured place does not conform to the provisions of Article 8 of these Measures, and he has not chosen to pay the fee in the last insured place to the specified period, but if the insured place conforms to the provisions of Article 8 of these Measures, he can be transferred back to the former insured place to enjoy medical insurance benefits for employees.

(III) If the insured person does not meet the conditions stipulated in Article 8 of these Measures and the first and second paragraphs of this Article, he may choose to enjoy the medical insurance benefits for employees in other places where the insured person has the longest actual payment period or has the household registration record of medical insurance payment for employees.

Article 10 When the insured reaches the statutory retirement age, the payment period of medical insurance for its employees does not meet the provisions of Article 8 of these Measures. According to the eighth and ninth articles, after enjoying the post-retirement treatment, you can choose to pay the fee once a month or in accordance with the regulations to the specified number of years.

If monthly payment is selected, the monthly average salary of employees in full-caliber urban units in the local last year (weighted by the monthly average salary of employees in urban non-private units and the monthly average salary of employees in urban private units, the same below) shall be used as the payment base, and medical insurance shall be paid to employees who enjoy retirement benefits at the employer's rate until the specified payment period. Personnel who pay monthly fees shall enjoy the medical security benefits of on-the-job personnel during the monthly payment period, regardless of personal accounts. After the payment has reached the prescribed number of years, retirees will enjoy medical security benefits. During the monthly payment period, you can apply for a one-time payment.

Choose a one-time payment of personnel, to enjoy the one-time payment of full-caliber urban units last year's average monthly salary of employees as the payment base, and pay to the prescribed payment period according to the medical insurance rate set by the employer for employees who enjoy retirement benefits. One-time payment personnel, after the payment has reached the prescribed number of years, enjoy the medical security benefits for retirees.

Eleventh when the insured reaches the statutory retirement age, the employee medical insurance payment period does not meet the provisions of Article 8 of these measures, and can be repaid by his employee personal medical insurance account.

If the insured person is unwilling or unable to pay back, he can participate in residents' medical insurance according to the regulations, and the municipal medical insurance agency shall keep the record of the payment period of medical insurance for his employees. On the way, they can determine the place to enjoy the post-retirement treatment according to the provisions of these measures and choose to pay monthly or one-time payment to the specified number of years and enjoy the corresponding treatment.

The above policies will be implemented from July 1 day, 2022, with a validity period of 3 years.

If the accumulated payment period of employee pension insurance is over 15, the accumulated payment period of employee medical insurance is over 30 years for male employees and 25 years for female employees. Gradually unify the province's medical insurance payment period policy. By 2030, the cumulative payment period will be 30 years for male employees and 25 years for female employees. 1.