How do the unemployed in Beijing participate in insurance?

She can participate in medical insurance for urban workers in her personal capacity. This reimbursement rate is high, but the corresponding compensation is also high. If the payment is interrupted, it will affect the enjoyment of treatment. For the first time, she had to go to the Social Security Bureau for insurance. You can also participate in medical insurance for urban residents. This is a long-term policy. As long as you have an urban household registration, you can participate. This reimbursement rate is not as good as employee medical insurance, but the payment is very low. As long as you are insured on time, you will not be interrupted. Generally, a fixed period of time will be arranged in the streets or social neighborhood committees every year. "One old and one small" medical insurance, this is the formulation of Beijing. If it is from Beijing, you can refer to the Detailed Rules for the Implementation of the Measures for Basic Medical Insurance for Urban Residents in Beijing.

Flexible employment can only enjoy preferential policies to encourage flexible employees to participate in insurance for three years. It is possible to participate in employee insurance. Your sister doesn't have a job now, so she can only take out insurance as an individual. This situation can also be called flexible employment, and all premiums must be borne by individuals. According to local conditions, local governments can give preferential policies to encourage flexible employees to participate in insurance, such as returning some premiums, but this is a local policy and may be cancelled or changed to other forms.

According to which medical insurance you choose, you can be reimbursed according to the regulations within the scope of medical insurance. The scope of mental illness is too wide. If you can't work and lose your ability to work, you can consider going to the street to apply for subsistence allowances.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.