Congratulations/kloc-I haven't paid social security in 0/5 years.

With the continuous improvement of China's social security system, more and more employees begin to pay attention to social security, because social security can provide employees with all-round protection such as pension, medical care, maternity, unemployment and work injury. In particular, the security of old-age care is particularly prominent. Old employees can retire as long as they reach the legal retirement age and pay social security 15 years, and then they can receive a stable pension income every month.

However, there are also some elderly people who have reached the legal retirement age, but have not paid social security 15 years and cannot receive pensions. There are mainly two groups: one is private enterprise employees. Many employees in private enterprises often change jobs, while some private enterprises will pay social security for their employees, and some private enterprises are unwilling to pay social security for their employees. The other category is flexible employees. Flexible employees have unstable jobs and unstable incomes. They can pay social security on time when they have money, and they can only choose to cut off social security when they have no income.

However, under the new social security regulations in 2023, if the social security is not paid in full 15 years, it can be handled in the following ways: First, the social security can be paid in one lump sum. However, the threshold for paying social security in one lump sum is relatively high, and not everyone can pay it in one lump sum. There are the following groups: 1, educated youth who have worked in rural areas, with working years ranging from 196 1 to 1982; 2.20 1 1 I bought social security and paid social security before, because China introduced a new social security system this year.

Second, retire first and then continue to pay social security until the social security payment 15 years. Some people have reached the legal retirement age, but they can leave the minimum social security payment of 15 in a few years. Then, choose to retire first, and then continue to pay social security until the social security payment 15 years. However, after retiring first and continuing to pay social security, the expenditure pressure of retirees is still relatively large, because retirees have retired and have to pay social security without income sources. The pressure of living expenses is still relatively large.

Third, you can apply for delayed retirement and continue to pay social security. After the old workers reach the legal retirement age, if the social security has not been paid for 15 years, they can apply to the employer and the local social security department to postpone their retirement for a few more years and continue to pay social security. In fact, delaying retirement is more beneficial for employees to pay social security, because employers will bear most of the social security expenses, so that the pressure on old employees to pay social security can be reduced a lot. This method is more suitable for people whose social security reaches the minimum standard 15 in a few years.

Fourth, change the nature of social security. That is to say, social security for urban workers will be converted into endowment insurance for urban and rural residents, so that social security can be paid in one lump sum. However, changing the social security for urban workers into the endowment insurance for urban and rural residents will greatly reduce the monthly pension, so it is not recommended to do so. This solution is mainly aimed at people who have paid social security for urban workers for several years and still have a long way to go before paying social security 15 years.