Relationship between Beijing Social Security Card and Medical Insurance Passbook

The relationship between Beijing social security card and medical passbook;

Medical insurance participants in Beijing will find that in addition to a social security card, there is also a passbook of Bank of Beijing with the words medical insurance written on the cover.

To participate in medical insurance in Beijing, employers and workers need to bear the medical insurance expenses respectively. For example, in Beijing, enterprises bear 8% of the payment base, and individual employees need to bear 2% of the payment base (basic medical care) +3 yuan (serious illness). After enrollment, the social security fund will refund the medical expenses to the employees every month according to the medical age of the insured.

This money is directly transferred to the medical insurance card in most provinces, and can only be used for medical treatment or pharmacy purchase. But Beijing is an exception. The money is transferred to the medical passbook and can be withdrawn directly. This is also the welfare of workers in the imperial city. It's up to you to buy cigarettes or bags. A few years ago, it was reported that the cash withdrawal function would be cancelled, but it has not yet been realized.

When employees get this medical passbook, they need to bring their ID cards to the Bank of Beijing to change their passwords, and then you will be free.

Extended data:

The social security card itself has no money, but only carries all kinds of information about you. All the medical expenses paid by individuals are stored in the personal medical insurance account (i.e. medical insurance passbook). You can not only see a doctor or buy medicine at a designated pharmacy, but also directly withdraw the balance.

At present, some banks in Beijing have self-service machines to withdraw money, and the insured can handle it directly on the self-service machine with the medical insurance passbook. The medical insurance institution will deposit a sum of money into the passbook corresponding to your social security card every month, which can be withdrawn from the bank. In principle, the money can only be used for drug expenses in designated channels.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

References:

Baidu Encyclopedia-Social Security Card of the People's Republic of China

References:

There are also accounts in social security, and you can withdraw a lot of money!