There is an urgent need to understand the medical insurance for employees.

First, according to national regulations, the proportion of endowment insurance paid according to the payment base (generally how much your salary is) is that the unit pays 20% for social pooling; Individuals pay 8% and count it into your personal account, which is related to the calculation of your pension when you retire. Neither of them can handle retirement.

Second, according to the national regulations, the medical insurance premium is also based on the payment base, and the unit pays 6% and the individual pays 2.5% (there are omissions, but the gap is not big). Personal contributions are included in your personal account, and the proportion paid by the unit to your personal account varies according to your age, which is used for your medical treatment. Pay until retirement.

Third, the practice of the unit has no policy basis and violates the national labor laws and regulations. You can reflect this problem to the Social Security Bureau. You can also bring a lawsuit to the local labor arbitration, which is the arbitration section of the local labor and social security bureau. You need written materials and pay the prosecution fee, and the losing party will pay it after the ruling.