Retirees pay social security policy

What are the medical insurance policies for retirees?

1, those who have not reached the age limit will be refunded once. According to the policy, the cumulative minimum payment period for the insured to reach retirement age and enjoy the basic medical insurance benefits for retirees is: 30 years for men and 25 years for women.

2. Business trip, family visit, vacation, etc. Emergency hospitalization expenses incurred during business trip, family visit and vacation can be reimbursed according to the regulations of the place where medical insurance is located after returning home.

3. Retirees' medical insurance policy: If the insured reaches the statutory retirement age and pays a certain number of years, he will no longer pay the basic medical insurance premium after retirement and can enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Medical insurance policy for retired employees of enterprises

1. If the retirement formalities have been completed, the accumulated payment period of medical insurance will reach 23 years; For those who go through retirement procedures in 2023, the accumulated medical insurance payment period is over 24 years; For those who go through retirement procedures in 2024 and beyond, the accumulated medical insurance payment period is over 25 years.

2, under the age of 75 (including) retired workers medical insurance premiums according to the average wage of workers at the same level in the previous year 5% included; Persons over 75 years old are included in the average salary of employees at the corresponding level in the previous year by 5%.

3. If you are in a continuous insurance state before retirement, and the cumulative payment period is 25 years for men and 20 years for women, and the actual payment period exceeds 10 years (including 10 years), you will no longer pay the basic medical insurance premium after retirement and enjoy the medical insurance benefits for retirees.

4, the insured in the local or foreign outpatient medical expenses and drug purchase expenses are not included in the scope of payment of the overall fund. Outpatient treatment is ineffective, or serious illness requires direct hospitalization, and hospitalization registration procedures should be handled in time.

The latest policy of medical insurance for retired workers

1, the medical insurance for retired employees under the age of 75 (inclusive) is included in 5% of the average salary of employees at the corresponding level in the previous year; People over 75 years old are included in the average salary of employees at the corresponding level in the previous year by 5%.

2. If the age limit is not reached, the refund will be made once. According to the policy, the cumulative minimum payment period for the insured to reach retirement age and enjoy the basic medical insurance benefits for retirees is: 30 years for men and 25 years for women.

3, including Anhui Province, on-the-job and retired people can enjoy the reimbursement of general outpatient expenses. We have reason to believe that from next year, more provinces will introduce reimbursement policies for general outpatient expenses of employee medical insurance, which is good news for working and retired people who need outpatient expenses such as common diseases, frequently-occurring diseases and chronic diseases.

4. Outpatient service: 70% reimbursement of drug expenses within the policy scope; _ Hospitalization: according to the current hospitalization reimbursement policy; Medical treatment in different places: according to the current reimbursement policy for medical treatment in different places.

5. It is allowed to pay the employee's medical insurance personal account. The new regulations also unify the treatment policy. Personnel who pay monthly fees enjoy on-the-job treatment during the monthly payment period, regardless of personal accounts; Enjoy retirement benefits after paying the prescribed number of years. One-time payment of personnel, after paying the prescribed number of years to enjoy retirement benefits.

6. The new medical insurance policy in 2023 is mainly reflected in the following three aspects: more outpatient reimbursement, higher annual reimbursement limit, higher proportion of general outpatient reimbursement and wider reimbursement scope.

The latest policy of paying social security when retiring.

Social security payment 15 years to receive pension. Pay at your own expense. The youngest age after 70 is 4 1 year. It's too early to retire at this age. If the social security payment is broken, contact the company to pay it back.

Policy of supplementary payment of old-age insurance: If the party concerned has reached the legal retirement age, but the payment period of employee's old-age insurance is less than 15 years, he can make a one-time supplementary payment for 15 years, and then enjoy the old-age insurance benefits according to law.

When the insured reaches the statutory retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years. If the deferred payment is still less than 15 years, it can be paid in one lump sum according to the current payment base 15 years, and the basic pension procedures shall be handled according to the regulations.

If the retirement age has not reached 15 years, you can choose to postpone retirement, but the retirement delay time cannot exceed 5 years.

The new regulations on social security contributions are as follows: Individuals who have participated in basic old-age insurance will receive a basic pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than fifteen years when they reach the statutory retirement age.

If the payment in these years reaches retirement age, there are still several years before receiving social security benefits (generally three years, local regulations may be different, subject to local policies), and it can be made up by annual payment, so that you can receive social insurance benefits after retirement.

Do retirees still have to pay social insurance?

1. Retirees don't need to pay social insurance, but they can enjoy social security benefits according to the prescribed standards. According to Article 16 of the Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid a total of fifteen years.

2. Generally, people who reach the legal retirement age do not need to continue to pay social insurance. You can receive a normal pension after retirement, and obviously you don't need to pay maternity, work injury and unemployment insurance. For medical insurance, if the minimum payment period of 15 is not reached after retirement, then retirees need to pay back until the minimum payment period is reached.

3. People who have already gone through retirement procedures do not need to pay social security.

Beijing Social Security Retirement Policy

Archivists determine the retirement age according to their status before filing: the retirement age of cadres is 60 for men and 55 for women; The retirement age of workers is 60 for men and 50 for women.

Beijing minimum payment 15 years, which can be accumulated intermittently or paid continuously; The longer the social security payment time, the higher the salary you receive when you retire; If you only pay 15 years, you will get the minimum wage when you retire, which is relatively small.

The latest policies of Beijing Social Security include: increasing the monthly 36 yuan quota for each retiree. On this basis, for retirees whose payment period is 10 or above, the 3 yuan will be increased every month for each payment period 1; Less than the remaining months of the year, the monthly increase of 0.25 yuan.

The payment period of retirement social security in Beijing is 10 years, as follows: those whose payment period has not reached 10 years will enjoy the basic old-age insurance benefits in Beijing with the payment period of 10 years.

The amount of Beijing-Jiao 15 social security pension is based on the actual payment base, which is generally provided by personal accounts and basic pensions. Two plus one is the total amount you can get every month after retirement.