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How to stop the medical insurance card
1, want to apply for the medical insurance to stop, you need to bring the relevant certificate issued by the social security bureau, as well as their own ID card and medical certificate and other related materials, to go to the medical insurance organization to stop the insurance procedures. The applicant needs to go to each window of the health insurance to submit an application for surrender and provide relevant materials;
2. The applicant needs to fill in the application form for surrendering the health insurance. The person in charge will check your eligibility and basic information, and if you meet the requirements, you will be suspended, and a notice of suspension will be issued. The last thing you need to do is to take the notice to the financial settlement window of the health insurance and get a refund.
The difference between health insurance and medical insurance:
1, generally speaking, health insurance refers to the basic health insurance, such as employee health insurance, urban and rural residents health insurance, flexible employment health insurance, and so on, while the medical insurance refers to commercial medical insurance;
2, health insurance is also part of the social security, which has a certain degree of public welfare, while the medical insurance is a commercial medical insurance, sold by the insurance company.
3, health insurance is mostly mandatory for employers to buy for their employees, and the premiums are borne by the employer and the employee, but health insurance is not like that, and it is usually up to the consumer to decide whether or not to take out insurance.
Legal basis: The People's Republic of China *** and the State Social Insurance Law, Article 10
Workers should participate in the basic pension insurance, by the employer and the employee *** with the payment of basic pension insurance premiums.
Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.
Methods for pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.
Article 11
Basic pension insurance is a combination of social coordination and individual accounts.
The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.
Article 12
Employing units shall pay basic pension insurance premiums in accordance with the proportion of the total wages of their own employees prescribed by the State, which shall be credited to the Basic Pension Insurance Coordination Fund.
Employees shall pay the basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.
Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance in the employing organization, and other flexibly employed persons participating in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and the individual account respectively.
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