Social insurance, what is the meaning of "enterprise transfer" in the payment list?

The social insurance inquired by this friend is the "enterprise transfer" in the payment list and belongs to the category of endowment insurance. Generally speaking, the enterprise transfer is to transfer the endowment insurance paid by the enterprise to the personal account according to a certain proportion of the salary base paid by the individual. To understand this problem, there are three stages due to the evolution of personal account recording system.

1. Before the unified system (1995 65438+ 101June 30, 998), the entry method of personal accounts was: 165438+ 0% of employees' wage income.

2. After the unified system (1July 998 1-20051February 3 1), it will be credited to individual accounts: 1 1% of the salary paid by individuals, and all 4-8% of the salary paid by individuals will be credited. 7-3% paid by enterprises is credited to personal accounts. That is, with the increase of the proportion of individual contributions, the part transferred from enterprises will decrease accordingly. The total transfer ratio is 1 1%. In 2005, the proportion of individual contributions to pension insurance was 8%, and the pension insurance paid by enterprises was included in personal accounts according to 3% of the salary paid by individuals.

3. Since June 65438+1 October 20061,due to the new enterprise endowment insurance policy, 8% paid by individuals is credited to personal accounts, and the part paid by enterprises is not transferred. This is a new regulation, which means that there will be no enterprise transfer from this year.