Xiamen has five insurances and one gold.

Xiamen has five insurances and one gold.

Five insurance and one gold policy in 2023

The five insurances include the following: endowment insurance: individuals pay 8%, and units pay 22%; Medical insurance: individuals pay 2%, and units pay10%; Unemployment insurance: individuals pay 1%, and units pay 2%; Industrial injury insurance and maternity insurance: only paid by the employer, and individuals do not need to pay.

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions. The new social security policy stipulates a new social security policy: the first one, one-time payment. Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high.

In 2023, the payment standards of five insurances and one gold in Beijing are as follows: As laws and regulations stipulate that employees need to pay five insurances and one gold for social security, according to the laws and regulations of Beijing on the payment ratio of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% industrial injury insurance and 0.8% maternity insurance.

Xiamen social security minimum payment base 2023

In 2023, the funding standard of basic medical insurance for urban and rural residents in Xiamen will be adjusted from 1 140 yuan to 1200 yuan per person per year, in which: the standard of financial subsidy will be adjusted from 740 yuan to 770 yuan per person per year, and the standard of individual payment of basic medical insurance will be adjusted from 400 yuan to 430 yuan per person per year.

2. The Social Security Bureau sets the minimum standard every year according to 60% of the average social wage in the previous year, so the minimum social security premium is different every year.

3. In 2023, the standard of basic medical insurance premium paid by individual medical insurance for urban and rural residents in Xiamen will be adjusted from 400 yuan to 430 yuan per person per year.

4. From 2023, the minimum payment amount of social security in Xiamen will be raised to 10 1 14 yuan, and no distinction will be made between local and foreign account payment bases.

5. Xiamen social security base adjustment The minimum base of Xiamen old-age insurance is adjusted to 2075, and the upper limit remains unchanged. If calculated according to the minimum payment base, the social security fee ratio in Xiamen has increased by more than 1 month.

Xiamen Five Insurance and One Gold Payment Standard 2023

What is the payment standard for five insurances and one gold in Xiamen? The upper limit of the basic medical insurance for urban workers in our province (including maternity insurance) is 19962 yuan, and the lower limit is 3992 yuan, which will be implemented from July 1 day, 2022.

Legal subjectivity: If the monthly salary is 4,500 yuan, after deducting five insurances and one gold, there is about 3,825 yuan left. (Pension deduction is 8%, provident fund is generally 5%, and medical insurance is 2%). At present, the proportion of pension insurance payment is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

Payment ratio of five insurances and one gold (for reference only): the current payment ratio of endowment insurance: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account). The proportion of medical insurance payment: 9% for the unit and 2% for the individual.

Xiamen social security base in 2023

In 2023, the funding standard of basic medical insurance for urban and rural residents in Xiamen will be adjusted from 1 140 yuan to 1200 yuan per person per year, in which: the standard of financial subsidy will be adjusted from 740 yuan to 770 yuan per person per year, and the standard of individual payment of basic medical insurance will be adjusted from 400 yuan to 430 yuan per person per year.

2. According to the regulations, the minimum payment base for social security this year is 2030 yuan, the minimum monthly fee for non-Xiamen local household registration is 7786 yuan, and the minimum monthly fee for Xiamen local household registration is 9469 yuan.

3. In 2023, the standard of basic medical insurance premium paid by individual medical insurance for urban and rural residents in Xiamen will be adjusted from 400 yuan to 430 yuan per person per year.

4, determine the minimum annual social security payment base standard. Every year, the Social Security Bureau sets the minimum standard according to 60% of the average social wage in the previous year, so the minimum social security fee is different every year.