After paying social security for 20 years, how much pension can I get every month? Can you maintain a basic life?

After paying social security for 20 years, how much pension can I get every month? Can you maintain a basic life? After paying personal social security for 20 years, how much retirement pension can I receive every month after retirement? Can you maintain a basic life? The accumulated payment period of social security for 20 years is not long. Naturally, it is only less than 5 years longer than the minimum cumulative payment period 15. Therefore, such a total payment period will lead to a small pension in the future.

Under normal circumstances, everyone pays according to 15. In most areas, the level of pension benefits is between 800 yuan and 1200 yuan, which is actually about 1000 yuan. Of course, you can imagine that according to the current price level of consumption power, even if you live in a remote area and live for 1000 yuan a month, is this norm extremely low, and even many cities can't meet and maintain the basic life?

Then let's take a look again. According to the 20-year social security payment, you only need to pay another 5 years of social security. So your pension benefits should be increased from 200 yuan to 300 yuan. Let's assume that the average is 1 1,000 yuan calculated in 300 yuan. That is to say, you can pay 15, 1 0,000 yuan.

However, 1300 yuan's pension income is not very high. Therefore, such a standard to maintain a basic life is still relatively low. I think it's good to have sex for a long time in backward areas. After all, the cost of living in backward areas is very low and there is no housing cost. In other words, there is no absolute property management fee and water and electricity parking fee, so this piece will save a lot of expenses.

However, life in the city is different. Because of the high cost of housing in the city, there are property management fees, parking fees, water and electricity, etc. So this piece of expenditure is very large. In addition, living in the city has its own exquisite products, which leads to your total expenditure standard, which is indeed higher than that in the countryside. So1.It is still difficult for 300 yuan to live in the city.

But if we only have 1300 yuan after retirement, then you can only plan your life according to the existing salary level. The daily average should be around 40 yuan, so there is no way for everyone to trade above 40 yuan and plan their life as a whole. I think it's still good. Plus, if your wife has a pension of several thousand yuan, for example, the per capita level of both can be more than 2,000 yuan. I think this kind of life is still quite good.