Nanjing provident fund individual minimum payment

According to the announcement issued by the Nanjing Municipal Bureau of Human Resources and Social Security, it can be seen that the upper limit of the Nanjing Provident Fund contribution base is three times the average monthly salary of Nanjing in the previous year, i.e., the average monthly salary of Nanjing in 2020 is RMB 34,500 yuan, and the maximum is not more than three times of the monthly per capita salary of on-the-job workers in 2020 announced by the Nanjing Municipal Bureau of Statistics. Therefore, the minimum individual contribution to the Nanjing Provident Fund is 2,280 yuan.

Preparation materials for individual housing provident fund contributions generally include the following:

1. Copy of ID card: Provide the original ID card and make a copy of it as proof of personal identity.

2. Copy of household register: provide the original household register and make a copy of it as a proof of household information.

3. Labor contract or employment agreement: used to prove the individual's work unit and position, and to determine the nature of the individual's work and salary level.

4. Copy of payroll card: Provide the original and make a copy of the individual's payroll card, which is used to prove the individual's salary income.

5. Copy of social security card: Provide the original social security card of the individual and make a copy of it, which is used to prove the individual's social security payment.

6, housing purchase contract, title certificate copy: If you are buying a house and applying for a housing fund loan, you need to provide the original housing purchase contract and title certificate and make a copy.

7, personal bank statement: Provide the original personal bank statement and make a copy of it, which is used to prove one's financial status.

8, personal tax certificate: provide the original personal tax certificate and make a copy of it, which is used to prove the individual's tax status.

Consolidating the above, the contribution ratio and the contribution base of the personal housing fund should be set according to the relevant regulations and cannot be changed arbitrarily. At the same time, it is recommended to make timely contributions to the provident fund so as not to affect subsequent operations such as housing fund loans and withdrawals.

Legal basis:

Article 16 of the Regulations on the Administration of Housing Provident Fund

The monthly contribution to the employee's housing fund is the employee's average monthly salary for the previous year multiplied by the percentage of the employee's housing fund contribution. The monthly contribution of a unit to a housing fund for an employee shall be the average monthly salary of the employee for the previous year multiplied by the unit's contribution ratio to the housing fund.

Article 17

Newly employed employees shall start to contribute to the housing fund from the second month of their employment, and the monthly contribution shall be the employee's monthly salary multiplied by the employee's housing fund contribution ratio. Newly transferred employees will start to contribute to the housing fund from the date of payment of salary by the transferring organization, and the monthly contribution will be the employee's monthly salary multiplied by the percentage of the employee's housing fund contribution.

Article 19

The housing fund contributed by an employee shall be withheld and paid by his/her unit from his/her salary every month.