Social security resignation

Article 16 of the Social Insurance Law stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

Your situation meets one of the conditions in this article, that is, you can receive the basic pension on a monthly basis after paying 15 years. So it doesn't matter if you enjoy the treatment in the future. When you reach the legal retirement age, you can receive a basic pension on a monthly basis if both necessary conditions are met.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.