Can endowment insurance be converted into social security?

Can be transferred to each other, as follows:

1: Rural endowment insurance also belongs to social security, both of which belong to the category of social insurance. The state has issued a mutual transfer document, and the endowment insurance for urban workers can be converted into rural endowment insurance if the payment is insufficient 15 years.

2. If the endowment insurance for urban workers has been paid for 15 years, the rural endowment insurance can also be converted into the endowment insurance for urban workers for retirement.

3. According to the State Council's Opinions, the state establishes a personal account for endowment insurance for each insured person, and individual contributions, subsidies from local people's governments to the insured person, collective subsidies and contributions from other social and economic organizations, charitable organizations and individuals are all credited to the personal account. The amount stored in individual accounts shall bear interest according to the provisions of the state.

4.20 14 The new old-age insurance policy stipulates that employees and urban and rural old-age insurance can be converted to each other. The "Opinions" put forward that those who participate in the endowment insurance for urban and rural residents need to transfer the endowment insurance relationship between urban and rural residents across regions during the payment period, and can apply for the transfer of the endowment insurance relationship at the place where they move in, and transfer all the storage amount of their personal accounts at one time, and continue to participate in the insurance payment according to the regulations of the place where they move in, and the payment period is calculated cumulatively; Persons who have received pension insurance benefits for urban and rural residents according to regulations, regardless of whether the household registration is transferred or not, their pension insurance relationship is not transferred. It is also clarified in the Interim Measures that no matter whether the insured person is transferred from the endowment insurance for urban and rural residents to the endowment insurance for urban employees or from the endowment insurance for urban and rural residents, all the deposits in the personal account will be transferred together and the rights and interests will be calculated cumulatively.

5. It can be seen that the new endowment insurance policy of 20 14 can not only convert employees and urban and rural endowment insurance, but also transfer individual accounts of endowment insurance with insurance types.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.