How to buy social security after 90 is cost-effective?

There are only two ways to pay social security. One is that employers pay social security, which is called social security for urban workers; The other is that individual residents pay social security, which is called social security for urban residents.

The premium paid by social security for urban employees shall be borne by the company and the employees, with the company paying part and the individual paying part. Among them, the proportion of payment is generally 20% for pension insurance units and 8% for individuals; Medical insurance unit pays 10%, individual pays 2% plus serious illness 10 yuan; Unemployment insurance units pay 2%, and individuals pay1%; Industrial injury insurance and maternity insurance are paid by the company at 0.5% and 0.8% respectively, and individuals do not need to pay.

The second is social security for urban residents, but there are payment conditions. It must be paid by local residents, and only two of the five insurances can be paid, namely endowment insurance and medical insurance (some cities can pay three insurances). Can not pay work-related injury insurance and maternity insurance, can not enjoy their treatment.

When it comes to the most cost-effective way, of course, it is social security for urban workers. The unit bears most of the premium, with complete insurance and good treatment. Of course, if you are a freelancer, you can only buy social security for residents.