Beijing social security inquiry personal account

You can call Beijing social security enquiry telephone number 12333.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund.

Personal account: corresponding to social pooling. The personal account mode is to put all the collected pension insurance premiums into the personal account. When workers enter old age, lose their ability to work and leave the labor market, they will receive their own pension according to the accumulated amount (principal+operating income) in the personal account. This model has a certain incentive effect on workers, but it does not reflect the "law of large numbers", has no function of mutual assistance and risk sharing, and has great pressure on capital preservation and appreciation.