What are the consequences of double enrollment

The same area is not able to participate in 2 times. However, if the insurance of different places because the insurance system is not unified, so there is a possibility of all insurance, the key to your insurance, the last to stop the party social security can not be calculated to your integrated account to go, the equivalent of the last or confiscated, the individual part is still returned to you.

Insurance experts, the so-called duplicate insurance refers to the policyholder of the same insurance subject, the same insurance benefits, the same insurance accident with two or more insurers to enter into an insurance contract, and the sum of the insurance amount exceeds the insurance value of the insurance. According to the relevant provisions of the Insurance Law, the total amount of compensation of insurance benefits by each insurer of duplicate insurance shall not exceed the insurance value. Unless otherwise agreed in the contract, each insurer is liable for compensation of insurance benefits in proportion to the sum of its insurance amounts. In addition to the possibility of duplicate insurance in property insurance, duplicate insurance may also exist in medical expense type of insurance.

Income level increases, an insurance policy is increasingly difficult to meet the general public's protection requirements, many people insure themselves for a number of insurance policies, some policies are also divided into different insurance companies, once the insurance, the policyholder can get the full amount of compensation for all the policies? Insiders said, how to determine the amount of compensation depends on the specific type of insurance, if there is a duplication of insurance may be in accordance with the principle of compensation for loss, only compensation for the part of the insurance value.

Looking at the above content can help you, if there are still questions please consult a professional lawyer.

Legal basis:

The Interim Measures for the Convergence of the Urban and Rural Pension Insurance Systems, Article 7, if the insured person in the same year to participate in both the urban workers' pension insurance and the urban and rural residents' pension insurance, the duplication of the time period of contributions (calculated monthly, the same below) only calculate the urban workers' pension insurance contributions, and the duplication of the time period of the urban and rural residents' pension insurance and the corresponding individual contributions and collective subsidies returned to the person. The same applies to the urban and rural residents' old-age insurance.