How many years do urban and rural residents have to pay social security?

Social security for urban and rural residents should be paid for fifteen years.

1. The endowment insurance for urban and rural residents is the same as that for employees. The insured person needs to pay the old-age insurance premium for at least 15 years to get the old-age treatment.

2. The minimum period for paying endowment insurance is fifteen years. If conditions permit, it will be better to pay as much as possible, so that individuals can get better pension benefits;

3. At present, the old-age insurance for urban and rural residents supports one-time payment. That is to say, if you have not paid for 15 years when you reach the statutory retirement age, you can choose to pay the relevant fees in one lump sum, but there is no subsidy for payment. It is recommended that you take precautions and participate in the insurance according to regulations;

4. Different regions have different payment requirements for urban and rural residents' endowment insurance. The specific payment time and payment standard shall be subject to the payment information actually released by the insured place. The above contents are for reference only.

Payment time of endowment insurance for urban and rural residents:

1. Generally, payment is made in the second half of each year;

2. Urban and rural residents' old-age insurance is paid annually, and all regions usually start to organize the collection of old-age insurance premiums around September every year until the end of the year;

3, some areas of the old-age insurance fee collection is not up to standard, you can postpone the payment time to February of the following year; Although the payment of endowment insurance for urban and rural residents usually lasts for several months, in order to be able to participate in the insurance smoothly, it is recommended that you complete the payment as soon as possible;

4. Urban and rural residents' payment shall be organized by each region. How and when to pay the fee shall be subject to the payment information released by the local authorities.

To sum up, 15 years is the minimum payment period of old-age insurance. If conditions permit, it will be better to pay as much as possible, so that individuals can get better pension benefits.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.