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How many years will it take Social Security to get the money back?

The social security payment is less than 15 years. Can I get the principal back? -You can't get your principal back. You must pay 15 years and reach the legal retirement age (60 men, 50 women workers and 55 women cadres) before you can receive a monthly retirement pension. If you reach the statutory retirement age after paying less than 15, you can apply for retirement pension only after making up 15. Otherwise, the social security paid in the past can only contribute to society.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.