The difference between deep households and non-deep households' social security

There are two differences between non-family social security and family social security:

1. Non-deep household social security contribution ratio, pension insurance contribution ratio: unit contribution 13%, individual contribution 8%, * *: 21%;

2. Deep household social security contribution ratio endowment insurance (basic pension and local supplementary pension: unit commitment 13. 1%, individual commitment 8%; Unemployment insurance: unit 2%, individual1%; Work-related injury insurance: the unit pays according to the actual floating standard 1-3.

1. What's the difference between non-household social security and household social security?

1. Non-deep household social security contribution ratio

Proportion of medical insurance payment:

(1) The unit contribution rate is 6% (the first file of basic medical insurance) 0.2% (the proportion of local supplementary medical insurance) 0.5% (maternity insurance) =6.7%, and the individual contribution rate is 2%, which is 8.7%.

(2) The second stage of basic medical insurance (original hospitalization medical insurance): the unit pays 0.5% 0. 1% (local supplementary medical insurance) 0.2% (maternity insurance), and the individual pays 0.2%, * * * meter: 1%.

(3) The third stage of basic medical insurance (original cooperative medical insurance and migrant workers' medical insurance): the unit pays 0.4% 0.05% (local supplementary medical insurance) and the individual pays 0. 1%, that is, 0.55%.

Unemployment insurance payment ratio: 2% for the unit, 0/%for the individual/kloc, and 3% for * * *.

Payment ratio of work-related injury insurance: after the floating rate is implemented, the actual payment rate is 0.4%, 0.8% and 1.2% respectively.

2. The proportion of deep household social security contributions

(1) endowment insurance (supplementary endowment insurance for basic old-age places): 13 1% for the unit and 8% for the individual;

(2) Comprehensive medical care (including local supplementary medical care): 7% for units and 2% for individuals;

(3) Unemployment insurance: unit 2%, individual1%;

(4) Work-related injury insurance: the standard rates are 0.5%, 1%, 1.5% (the unit's burden), and the unit pays according to the actual floating standard of 1-3;

(5) Housing accumulation fund: the payment base is between 1320-22975, and the minimum proportion is 10% (5% for each unit and individual).

Second, the judicial interpretation of social insurance.

(1) Social security, that is, social insurance, refers to a non-profit social security system with the function of income redistribution, in order to prevent and share social risks such as old age, unemployment, illness and death, realize social security, and force most members of society to participate. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

(2) The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

(3) There is a great difference between non-deep household social security and deep household social security in terms of payment method and payment amount, because the local government has made adjustments according to the relevant social security payment policies and standards promulgated by the state and combined with the actual situation of local hukou in Shenzhen, but non-deep households may not enjoy the relevant welfare benefits of deep households, which is also the direction of social security reform. Citizens should pay social security according to their own reality.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.