How to pay the endowment insurance for employees of China Construction Bank?

The specific payment methods of employee pension insurance of CCB are as follows:

1. China Construction Bank employees' old-age insurance expenses are paid by employees and units * * *, and the employee contribution ratio is 8%;

2. Old-age insurance premiums are automatically deducted from wages, and employees do not need to pay separately;

3. China Construction Bank will withhold and remit the employee's pension insurance fees to the social security department to ensure that each employee's pension insurance fees are paid in full and on time;

4. Employees can know their pension insurance contributions and personal account balance by querying personal social security account information, social security cards or social security apps.

Pension payment conditions are as follows:

1. Age condition: personal account pension is paid to1employees aged from 6 to 60, and the retirement age is 60 for men and 50 for women (except special professionals);

2. Participation: Personal account pension is paid to on-the-job employees and flexible employees, and needs to be paid at the local social security agency or social security agency;

3. Payment base: the payment base of individual account pension is stipulated by the local government and remains stable during the payment period, which is generally the payment base for participating in the basic old-age insurance for local urban workers;

4. Payment period: the payment period of personal account pension is 15 years or more, but the specific payment period depends on local policies and regulations.

To sum up, the payment conditions of personal account pension in different regions may be different, so it is recommended to know the local policies and regulations carefully before payment. In addition, for freelancers and non-working employees, appropriate old-age security methods can be selected according to personal circumstances.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.