Can you buy your own personal social security?

Social security is possible to buy their own. Individuals who pay social security, can only pay the two parts of the pension and medical insurance.

The Social Insurance Law stipulates that employees should participate in basic pension insurance, and the employer and the employee **** the same basic pension insurance premiums. Individual entrepreneurs without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed people can participate in basic pension insurance and pay basic pension insurance premiums by themselves.

If you leave your job and become a freelancer, you can choose to pay the freelancer's social security, but the contributions are more than those of an employee, and the pension you receive after retirement is also different.

If you don't go to work for a few months after leaving your job, you can consider registering as a flexible worker on the official website of your local social security bureau, and then transfer back to your new job.

Two, personal social security how to pay?

At present, there are three ways to pay social security for individuals who do not have a job:

The first is to pay the social security bureau in the place of domicile to pay social security in the capacity of a flexibly employed person, and this kind of flexibly employed person has only two insurances of old age pension and medical care, and some cities may also be on the unemployed. But only in their own domicile, like the above netizen in Beijing is not able to handle their own.

The second is the acquaintance or friend of the company on behalf of the employee social security, in the capacity of its employees to pay, but no labor contract and tax records, so there is also a risk, if the relevant departments found out, the company is a certain impact, and if in the process of payment if there is a problem, but also not a good solution.

The third is to find a special social security agency to pay social security, social security agency is specialized in social security for individuals or enterprises, is a relevant part of the documents issued by the relevant departments, "human resources license", "labor dispatch certificate", "business license" and so on.

Legal Basis

The Social Insurance Law of the People's Republic of China

Article 58 An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance agency shall approve the social insurance premiums to be paid by the employer. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State shall pay social insurance premiums in accordance with the law, and shall have the right to inquire about the records of payment of premiums and records of the rights and interests of individuals, as well as to request the social insurance administrative organizations to provide social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.