How to use social security card when in hospital?

How to use social security card when in hospital? This is a question that people who participate in medical insurance need to know. Although simple, it is also a public problem. Now I will share what I know with you.

At present, China's medical insurance is divided into two types: medical insurance for urban workers and medical insurance for urban and rural residents. No matter what kind of medical insurance you apply for, you will be issued a social security card, which is the social security card we use now. Any social security card with an avatar belongs to the second or third generation, which has two major functions: social security and finance. Among them, the biggest role of social security card is medical insurance personal account. In addition to personal accounts, there are also pooling fund accounts, which are also identified by social security cards.

When we go to the hospital to see a doctor, we usually register with social security card or ID card. We can use the personal account funds in the social security card to pay the registration fee or medical treatment fee. If there is no personal account fund in the social security card, we need to pay the registration fee or medical treatment fee in cash. After the initial diagnosis and relevant examination by the outpatient doctor, the doctor thinks it is necessary to be hospitalized, and we need to transfer from the outpatient department to the inpatient department for hospitalization procedures.

When handling hospitalization procedures, the social security card should be handed over to the hospital medical insurance office in charge of expense settlement in the inpatient department. Because every level of hospital needs to pay the minimum payment for hospitalization, some places call it threshold fee. If there are personal account funds in the social security card, this threshold fee can be paid with the personal account funds of the social security card. If there is no personal account fund in the social security card, it needs to be paid in cash, which is why many hospitals need to pay hundreds or even thousands of dollars in advance when they are hospitalized, but most of the money belongs to the threshold fee.

After the hospitalization procedures are completed, a number of inspections can be carried out as needed. Some of these inspection fees can be reimbursed, some need to pay some fees, and some need to pay at their own expense. Mainly depends on the provisions of the local medical insurance implementation rules. In addition to reimbursement, the hospital will inform family members to pay in real time. If there is a large fund balance on the personal social security card, these expenses can be deducted directly from the social security card. If there is no money in the social security card, you need to pay cash. Generally speaking, the reimbursement rate of people who pay medical insurance to employees is relatively high, which can reach about 80%. For those who pay medical insurance for urban and rural residents, the reimbursement rate is low, and the top three hospitals are around 50%.

Although they all hold social security cards, because of different types of medical insurance, hospitalization for the same disease may cost different. This is the question of reimbursement ratio. The expenses paid by employees in social security hospitalization are generally much less than those paid by residents' medical insurance. I remember being hospitalized for appendicitis surgery in Yongchuan District Hospital of Chongqing, which cost more than 7000 yuan. Although the company's infirmary handled the hospitalization procedures for me, I didn't spend a penny in advance when I was hospitalized. When I left the hospital, I asked the doctor in the infirmary. As a result, I personally only took a few hundred dollars. Since hospitalization, discharge and reimbursement are all settled in the hospital in real time, the basis of real-time settlement is my social security card. The settlement with social security card is mainly to confirm whether your medical insurance is effective. If it is effective, it will be reimbursed in real time. If it expires, you can only pay for it at your own expense. After leaving the hospital, the hospital will give you a list indicating the hospitalization expenses, including the medical insurance reimbursement.

To sum up, the purpose of paying medical insurance is actually to enjoy medical reimbursement when we are hospitalized, and the social security card is the proof of paying medical insurance, what kind of medical insurance to pay, and whether the medical insurance is effective. Therefore, it is the most effective way for us to enjoy medical insurance benefits to show our social security card when we are in hospital.

As long as you go through the hospitalization procedures, the social security card will be locked, and you can no longer see other clinics and prescribe, but can only be used for hospitalization inquiries. All kinds of hospitalization expenses such as examination fees, operation fees and medicine fees are withheld by the inpatient department of the hospital, so it is not necessary to pay them every day. You can use your social security card to check the hospitalization situation on the hospital self-service machine and know your daily and accumulated specific payment information. If you can leave the hospital, the inpatient department will provide the settlement of discharge expenses. By operating your social security card on the self-service machine, you can get all the evidence of hospitalization expenses, reimbursement amount and self-funded information. Use this credential to go through the discharge formalities, and use the social security card to complete the discharge formalities, and the social security card will be unlocked.

How to use social security card when in hospital? First of all, we must know that there are two accounts in the social security card; One is the pension account when the cardholder reaches the retirement age stipulated by the state after paying social endowment insurance 15. There is also a medical insurance personal account (also a medical insurance co-ordination account). If you pay medical insurance for urban workers, the Social Security Bureau will return 2.5% of the monthly premium to your account.

When I was hospitalized, I used the medical insurance payment voucher account contained in the social security card.

How to use this social security card when I am in hospital?

To tell the truth, I never used a social security card in the hospital before last year; Last August, I went for colonoscopy polypectomy, and the doctor asked me to be hospitalized first, so I had the experience of using social security card in the hospital.

When you leave the hospital, the inpatient department will give you a list of all expenses (including bed fees, inspection fees, etc.). ), which clearly calculated the self-funded amount and the proportion of medical insurance reimbursement. Then you take the list to the hospital social security (medical insurance) audit department for audit, and finally go to the hospital medical insurance settlement department for settlement, except for your threshold fee, refund more and make up less. (all for chip in. )

This is the whole process of using social security card when in hospital.

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Steps to use social security card when in hospital:

1. First, you can register with a social security card;

2. After hospitalization, register at the nurse station with the hospitalization certificate, ID card and social security card issued by the doctor;

3. Take the hospitalization certificate, ID card and social security card issued by the doctor to register at the urban and rural medical insurance window of the hospital. After registration, the social security card is temporarily retained;

4. When leaving the hospital, go to the medical insurance window to settle the personal expenses and return the personal medical insurance card.

People in hospital mainly use medical insurance. As long as it is not a serious illness, the expenses paid by individuals after reimbursement will not be too much. They were also hospitalized with medical insurance cards, and spent more than 2,000 yuan in ten days. Therefore, the benefits of social security cards are still obvious.

However, some people have never used social security cards, so I will share with my personal experience how to use social security cards in hospitals.

Step 1: register at the clinic. Paying the registration fee with the social security card is only a few dollars, for example, the registration fee of 12 yuan is about four or five yuan for individuals (there are differences in some places, but there is not much difference). It is important to distinguish whether you pay provincial medical insurance or municipal medical insurance, and register according to the specific window.

Step 2: Go to the doctor's office. When you are in the hospital, the doctor will open an application form for hospitalization. You or the nurse will take you to the outpatient charge office to go through the relevant procedures and pay a deposit, which is generally around 2,000 yuan. If you have a medical insurance card, you will not continue to pay the deposit. After you finish, you must bring your medical insurance card for authentication (every hospital is different, some will set up corresponding windows in the outpatient department, and some will consult the hospital), otherwise it will be necessary.

Step 3: Treat yourself in the hospital. With a social security card, you don't have to worry about the cost. A deposit of 2000 yuan is almost enough. Until you leave the hospital, you may not be told that the expenses are insufficient. So when you are in the hospital, you should listen to the doctor and cooperate with the doctor.

Step 4: Leave the hospital. When you leave the hospital, the relevant departments will definitely issue relevant procedures, including diagnosis certificate and expense details. Some people will worry about not having enough money after seeing the expense breakdown, because this detailed list shows all the expenses, not the part they have to pay, and then they have to settle the medical insurance after leaving the hospital. Take the relevant bills to the outpatient discharge settlement office, and they will calculate the part that needs to be paid. In most cases, 2000 yuan is enough.

Step 5: Officially discharged from the hospital. If your unit and trade union can give you a second reimbursement, you should keep the medical insurance statements, bills and medical records, and it is best to make a copy.

The above is the complete process of hospitalization, I hope it will help everyone.

Most workers have social security cards, but many people don't know how to use them. Social security cards can be reimbursed for hospitalization, but there are also financial accounts. Only by activating the financial account can you transfer money to receive a pension. Activating a financial account is very simple. Just bring your social security card and valid ID card to the bank outlet shown on the social security card.

The activated medical insurance card has three functions: 1, and you can pay by credit card when you see the clinic; 2. You can buy medicines at designated medical insurance pharmacies and spend them directly by credit card; 3. If you show medical insurance when you are hospitalized, you can reimburse a certain percentage of the expenses, and the individual only needs to bear the self-funded part.

It should be noted that many people do not show their medical insurance cards when they are hospitalized because they feel that there is no money in the medical insurance cards or they are worried that the money is not enough. In fact, having money in the medical insurance card does not affect the reimbursement amount. Now we don't need to pay for reimbursement first. The hospital will settle the account directly with the social security bureau, and we only need to pay the self-funded part.

The scope of medical insurance reimbursement includes: 1, drug reimbursement, which is divided into class A and class B. Class A can be fully reimbursed, and class B requires employees to pay in a certain proportion. 2. Reimbursement of diagnosis and treatment items, mainly including treatment fees, examination fees and operation fees. , according to a certain proportion of reimbursement. 3. Reimbursement of service facilities mainly refers to bed fees during hospitalization, as well as other air conditioning fees, escort fees, telephone fees, ambulance fees, etc. No reimbursement.

The above is the usage of medical insurance, I hope it will help everyone. @ jingjing jingjing jingjing

You'll understand when you go through the hospitalization formalities. In fact, in addition to the social security card, the local social security bureau also issued a basic medical insurance manual. When you go through the hospitalization formalities, the medical insurance window of the inpatient department will be kept, and it will be returned to you directly after the discharge formalities are reimbursed. For the self-funded part of the medication, the resident will communicate with the patient and give you the medication after obtaining your consent.

The hospital will send you a list of mechanism drugs every day, and also send a copy to the inpatient medical insurance window for review and filing. (Total hospitalization expenses-threshold expenses-self-paid expenses) Reimbursement% = cash payment for this hospitalization-long refund and short payment after deducting hospitalization deposit. At this time, if there is money in the social security card, you can pay cash by credit card.

Hello, landlord, how to use the social security card when you are in hospital? The first thing we need to know is that your social security, including our medical insurance, whether it is employee medical insurance or the new rural cooperative medical system, must be in a state of normal participation and payment. Because only in this way can we enjoy medical insurance reimbursement normally. If your medical insurance is not in a normal state of participation and payment, then you can't enjoy medical insurance. Normal reimbursement, even if you have a social security card, it will not affect. Therefore, normal participation in medical insurance is the key factor.

Then in the process of seeing a doctor, we must be the designated medical institution in your area. But in a city, basically all public hospitals have medical insurance coverage, so we can realize real-time settlement when we see a doctor. So as long as the social security card is provided, it can be settled in real time. Generally, hospitalization requires a certain deposit. This deposit is mainly reflected in two aspects, one is the cost of the hospital threshold line, and the other is that drugs that have not entered the medical insurance catalogue may need to be solved at their own expense, so a certain deposit is required.

Then press your social security card to the settlement department of the hospital and wait for discharge. You will be settled normally during the discharge process, which means that our employee medical insurance can be reimbursed 70%, and urban and rural residents' medical insurance can be reimbursed 50%. After the reimbursement is completed, the self-funded part needs to be solved by our own cash. At the same time, after deducting your deposit, this is the way. However, it must be borne in mind that employees' medical insurance must be paid normally, otherwise the medical insurance for urban and rural residents cannot be interrupted, because it is impossible to enjoy medical insurance reimbursement after the interruption.

Thanks for reading, please add my attention.

Your question is rather general. There are generally two expenses for hospitalization. One is that some doctors need to use outpatient cards when they leave the hospital, and the other is pure hospitalization expenses.

The difference between the two is quite obvious. As for medical cards, major hospitals now have their own cards. The medical card can be recharged directly with the money in the social security card, and both the automatic recharging equipment and the window can be recharged. Unused cards can also be returned, but most of them can only be returned in this way, in order to prevent you from stealing medical insurance cards.

The hospitalization expenses will be settled in a unified way when leaving the hospital, which belongs to the social security reimbursement part, and the big hospital will directly calculate the reduction for you. The money reimbursed will also be directly refunded to you at the window. There is no need to provide additional procedures for this, just have a medical insurance card.

However, some small hospitals or private hospitals can't do it, and you need to check your medical records, and everything can be reimbursed. In other county hospitals, the settlement window can't be reimbursed directly. You need to go to the social security window for reimbursement, and you can provide materials according to people's requirements.

The premise of reimbursement of the above hospitalization social security card is that the social security card can be reimbursed. You seem to have some accidental injuries, such as bruises and fractures, so this social security will not be reimbursed. I don't know the specific scope of social security reimbursement, but I feel that I am sick.

At present, doctors in most hospitals ask patients whether they have medical insurance when they are hospitalized. When the doctor tells the patient that he needs hospitalization after seeing a doctor, the patient needs to tell the doctor that he has medical insurance and ask the doctor whether to give the medical insurance card to the doctor now. Secondly, when the patient takes the doctor's hospitalization bill and other payment documents to the payment window, he will give the medical insurance card to the staff and ask whether the medical insurance card is used now and whether it is placed at the hospital payment office. If you need to put it in the hospital, be sure to ask where to put it, when to get the medical insurance card back, and how to settle the hospitalization expenses. Be sure to pay attention to: 1 All hospitalization procedures and payment documents must be collected to facilitate discharge settlement. 2. Be sure to bring your medical insurance card.

Every hospital will have staff who ask questions, and patients or their families can ask the staff.