How to buy medicine online with medical insurance

Legal analysis: 1. First, take the medical insurance card to the issuing bank to handle the binding business between the medical insurance card and the mobile phone number.

2. Then enter the online pharmacy that supports drug purchase by swiping the medical insurance card, find a special "medical insurance area", and select the drugs that need to be purchased in the area.

3. Fill in the delivery address, submit the purchase order, pay the medicine fee with the medical insurance card, and pay the freight with the bank card.

Note: Drugs purchased online by medical insurance card must be within the scope of medical insurance, and drugs not included in the scope of medical insurance are not purchased by medical insurance card.

The use process of medical insurance card

1. Before each month 10, the designated medical institutions will report the expense list, hospitalization list and related materials of patients discharged from hospital last month to the medical insurance agency, which will be used as the basis for monthly pre-allocation and year-end final accounts after review.

2, medical insurance agencies monthly pre dial last month's hospitalization and special disease outpatient co-ordination fees.

3. Insured persons who have been identified as suffering from special diseases shall go to the designated medical institutions designated by the labor and social security departments for medical treatment and medicine purchase, and the medical expenses incurred shall be directly accounted for and settled immediately.

4. Emergency settlement procedure: the medical expenses incurred by the insured in emergency rescue to non-designated medical institutions in the city and medical institutions in different places shall be paid in advance by individuals or units. After the emergency rescue, the medical insurance agency shall go through the reimbursement procedures according to the regulations with emergency medical records, inspection, laboratory sheets, invoices and detailed list of medical expenses.

Legal basis: Medical Security Law

Article 1 This Law is formulated in accordance with the Constitution in order to standardize the medical security relationship, improve the high-quality multi-level medical security system, safeguard the legitimate rights and interests of citizens' medical security and promote the healthy development of medical security.

Article 2 The state establishes a medical security system with basic medical insurance as the main body and medical assistance as the basis, supplemented by medical insurance, commercial health insurance and charitable medical assistance, which are interrelated and develop together.

Article 3 This Law shall apply to activities such as fund-raising operation, salary payment, fund management, price management, bidding and purchasing, medical services, public management services, supervision and management of medical insurance in People's Republic of China (PRC).

Article 4 The medical security undertaking shall adhere to the principle of taking people's health as the center, following the principles of covering the whole people, coordinating urban and rural areas, defining rights and responsibilities, covering moderately, and being sustainable at multiple levels, so as to continuously meet citizens' medical security needs.