Is there any money in the rural social security card?

There is generally no money in the rural social security card, because China has completely cancelled the rural social security personal medical insurance account. Since there is no personal medical insurance account in the rural social security card, there will be no funds in the social security card. Therefore, when we spend money in designated medical insurance pharmacies, we can't pay with social security cards.

Only social security cards with personal medical insurance accounts can buy medicines in pharmacies. Friends who have participated in social security for urban employees have personal medical insurance accounts, and the medical insurance expenses for employees are paid by the unit and individual employees. Part of the expenses paid by individual employees all enter the individual account of employee medical insurance. We can use the personal account balance of social security card to make consumption in designated medical insurance pharmacies and hospitals.

Although the rural social security card has no personal medical insurance account, it has a financial account like the employee social security card. Social security card financial account is actually a bank card account. We can usually deposit money into the social security card financial account. If there is money in the financial account, you can use the balance of the social security card financial account to pay when you spend in pharmacies and hospitals. In addition, rural social security cards can also be used to receive old-age insurance benefits. When the payment period of rural pension reaches 15, the pension can be received monthly after reaching the age of 60, and the pension of retirees is paid directly to the social security card financial account.

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions. Social security cards have a wide range of functions.

Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Apply for job registration and unemployment registration, apply for unemployment insurance, and apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handle labor and social security affairs in China.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law. Rural social security is a personal account of old-age insurance that the state establishes a lifelong record for each new rural insurance participant.

Individual contributions, collective subsidies, subsidies to the insured by other economic organizations, social welfare organizations and individuals, and subsidies to the insured by local governments are all credited to personal accounts. Personal account savings deposits bear interest every year with reference to the one-year RMB deposit rate of financial institutions announced by the People's Bank of China.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 20 The State establishes and perfects a new rural social endowment insurance system. The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.