Is Wuxi provident fund loan linked to social security?

Not linked, provident fund loans and social security loans are two concepts.

Provident fund loan conditions:

At the time of application, the housing provident fund has been normally paid for more than one year, and the provident fund has not been withdrawn to pay for the first purchase, and there is no balance of provident fund loans; ?

Employees with permanent residence or valid residence identity certificates within their administrative areas;

There is a contract or agreement for the purchase of housing, and the down payment amount is not less than 30% of the value of the purchased housing;

Have a relatively stable professional and economic income, have the corresponding loan repayment ability, and have good personal credit;

There are assets recognized by the provident fund center as collateral or pledge, or units with sufficient compensatory capacity as guarantors;

Other conditions stipulated by the provident fund center.

The loan conditions of social security loans are:

Require the borrower to have certain repayment ability;

The borrower must work in the current unit for more than half a year with a monthly income of more than 3,000 yuan;

Personal credit record is good;

If the borrower applies for a mortgage loan, he must have collateral as collateral and have a good credit record. Collateral should meet the qualifications and conditions of mortgage, and at the same time have a mortgage amount.