What are the five major social security risks?

The five social insurances mainly refer to endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, which are briefly introduced as follows:

1. Old-age insurance: Old-age insurance, also known as social old-age insurance, consists of overall basic pension and personal account pension, and is an important part of the social security system;

2. Medical insurance: Medical insurance is a kind of hospitalization medical insurance provided for on-the-job employees, and medical expenses can be reimbursed according to a certain proportion. Medical insurance is generally paid by employers and individual employees according to a certain proportion;

3. Unemployment insurance: Unemployment insurance is an insurance that mainly provides material help to workers whose livelihood is temporarily interrupted due to unemployment, and it is an important part of the social security system;

4. Maternity insurance: Maternity insurance is a social insurance system that provides timely living security and material assistance to employees when they temporarily interrupt their work due to maternity;

5. Work-related injury insurance: Work-related injury insurance is an insurance system that gives reasonable compensation to employees who suffer accidental injuries or occupational diseases during their work.

People's Republic of China (PRC) Social Insurance Law Article 6 The State exercises strict management over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Article 50 The employing unit shall issue a certificate of termination or dissolution of labor relations for the unemployed in time, and inform the social insurance agency of the list of unemployed persons within 15 days from the date of termination or dissolution of labor relations.

Unemployed persons shall, with the certificate of termination or rescission of labor relations issued by their own units, go to the designated public employment service institutions for unemployment registration in time.

Unemployed people with unemployment registration certificate and personal identity documents, to the social insurance agencies to receive unemployment insurance procedures. The time limit for receiving unemployment insurance benefits shall be calculated from the date of unemployment registration.